Infectious agent antigen immunoassay ql/sq multi step giardia at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$100.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$154.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$79.26 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $160.96 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $79.26 ↓ -21%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $80.08 ↓ -20%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $80.88 ↓ -19%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $81.68 ↓ -18%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $83.16 ↓ -17%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $83.19 ↓ -17%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $84.88 ↓ -15%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $95.82 ↓ -4%
MOLINA MEDICAID MOLINA MEDICAID $97.23 ↓ -3%
WELLPOINT MEDICAID WELLPOINT MEDICAID $97.70 ↓ -2%
AMISH HOSPITAL AID AMISH HOSPITAL AID $106.51 ↑ +6%
COVENTRY AETNA $113.34 ↑ +13%
LUMINARE HEALTH AETNA $113.34 ↑ +13%
CHRISTIAN BROTHER SERVICES AETNA $113.34 ↑ +13%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $113.34 ↑ +13%
LUCENT HEALTH AETNA $113.34 ↑ +13%
AETNA AETNA $113.34 ↑ +13%
ASR HEALTH BENEFITS AETNA $113.34 ↑ +13%
1199 NATIONAL BENEFIT FUND AETNA $113.34 ↑ +13%
FIRST HEALTH AETNA $113.34 ↑ +13%
AETNA DOMESTIC AETNA $113.34 ↑ +13%
ALLIED BENEFIT SYSTEMS AETNA $113.34 ↑ +13%
MERITAIN AETNA $113.34 ↑ +13%
WEBTPA AETNA $113.34 ↑ +13%
MEDICAL MUTUAL AETNA $113.34 ↑ +13%
GEHA UNITED HEALTHCARE $115.50 ↑ +15%
UNITED HEALTHCARE UNITED HEALTHCARE $115.50 ↑ +15%
CENTIVO CENTIVO $120.12 ↑ +20%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $123.20 ↑ +23%
HEALTH CHOICES MEDICAL ASSOCIATES $123.20 ↑ +23%
AMBETTER AMBETTER MARKETPLACE $134.53 ↑ +34%
HEALTH PARTNERS HEALTH PARTNERS $148.15 ↑ +48%
CIGNA EAP MIDLANDS CHOICE $150.92 ↑ +51%
MIDLANDS CHOICE MIDLANDS CHOICE $150.92 ↑ +51%
AUXIANT MIDLANDS CHOICE $150.92 ↑ +51%
MEDICA MIDLANDS CHOICE $150.92 ↑ +51%
CIGNA MIDLANDS CHOICE $150.92 ↑ +51%
MIDLANDS MIDLANDS CHOICE $150.92 ↑ +51%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $154.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $154.00 ↑ +54%
NOVA CLAIMDOC $160.96 ↑ +61%
CLAIMDOC CLAIMDOC $160.96 ↑ +61%

Visitor-reported prices

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Infectious agent antigen immunoassay ql/sq multi step giardia at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $58.20 $11.98 – $11.98
MercyOne Dubuque Medical Center Dubuque $73.45 $11.61 – $113.00
MercyOne New Hampton Medical Center New Hampton $100.10 $60.97 – $154.00
MercyOne Dyersville Medical Center Dyersville $100.10 $58.21 – $173.34
MercyOne Oelwein Medical Center Oelwein $100.10 $58.86 – $154.00
MercyOne Cedar Falls Medical Center Cedar Falls $111.15 $11.61 – $171.00
MercyOne West Des Moines Medical Center West Des Moines $285.00 $11.61 – $285.00
MercyOne Centerville Medical Center Centerville $154.00 $42.26 – $154.00

All Iowa hospitals for this procedure →