Impl eye bio-eye 16mm at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$1,657.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,550.08

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$269.28 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $546.82 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $269.28 ↓ -84%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $272.05 ↓ -84%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $274.77 ↓ -83%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $277.49 ↓ -83%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $282.51 ↓ -83%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $282.62 ↓ -83%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $288.37 ↓ -83%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $325.52 ↓ -80%
MOLINA MEDICAID MOLINA MEDICAID $330.30 ↓ -80%
WELLPOINT MEDICAID WELLPOINT MEDICAID $331.90 ↓ -80%
AMISH HOSPITAL AID AMISH HOSPITAL AID $361.82 ↓ -78%
MERITAIN AETNA $385.05 ↓ -77%
MEDICAL MUTUAL AETNA $385.05 ↓ -77%
LUMINARE HEALTH AETNA $385.05 ↓ -77%
LUCENT HEALTH AETNA $385.05 ↓ -77%
AETNA AETNA $385.05 ↓ -77%
AETNA DOMESTIC AETNA $385.05 ↓ -77%
ALLIED BENEFIT SYSTEMS AETNA $385.05 ↓ -77%
ASR HEALTH BENEFITS AETNA $385.05 ↓ -77%
1199 NATIONAL BENEFIT FUND AETNA $385.05 ↓ -77%
CHRISTIAN BROTHER SERVICES AETNA $385.05 ↓ -77%
WEBTPA AETNA $385.05 ↓ -77%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $385.05 ↓ -77%
COVENTRY AETNA $385.05 ↓ -77%
FIRST HEALTH AETNA $385.05 ↓ -77%
CENTIVO CENTIVO $408.07 ↓ -75%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $418.54 ↓ -75%
HEALTH CHOICES MEDICAL ASSOCIATES $418.54 ↓ -75%
AMBETTER AMBETTER MARKETPLACE $457.04 ↓ -72%
UNITED HEALTHCARE UNITED HEALTHCARE $457.77 ↓ -72%
GEHA UNITED HEALTHCARE $457.77 ↓ -72%
HEALTH PARTNERS HEALTH PARTNERS $503.29 ↓ -70%
MEDICA MIDLANDS CHOICE $512.71 ↓ -69%
MIDLANDS MIDLANDS CHOICE $512.71 ↓ -69%
MIDLANDS CHOICE MIDLANDS CHOICE $512.71 ↓ -69%
CIGNA EAP MIDLANDS CHOICE $512.71 ↓ -69%
CIGNA MIDLANDS CHOICE $512.71 ↓ -69%
AUXIANT MIDLANDS CHOICE $512.71 ↓ -69%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $523.17 ↓ -68%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $523.17 ↓ -68%
NOVA CLAIMDOC $546.82 ↓ -67%
CLAIMDOC CLAIMDOC $546.82 ↓ -67%

Visitor-reported prices

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Impl eye bio-eye 16mm at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $1,657.55 $186.77 – $523.17
MercyOne New Hampton Medical Center New Hampton $1,474.69 $257.98 – $651.63
MercyOne Dyersville Medical Center Dyersville $1,657.55 $197.76 – $588.88
MercyOne Clinton Medical Center Clinton $1,657.55 $148.06 – $523.17
MercyOne Oelwein Medical Center Oelwein $1,657.55 $199.96 – $523.17
MercyOne Cedar Falls Medical Center Cedar Falls $1,657.55 $122.94 – $523.17
MercyOne West Des Moines Medical Center West Des Moines $2,550.08 $105.16 – $523.17
MercyOne Des Moines Medical Center Des Moines $1,657.55 $105.16 – $523.17

All Iowa hospitals for this procedure →