Icd crtd cobalt hf MRI is1 df1 at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$27,933.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$42,975.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$83.78 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $170.13 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $83.78 ↓ -100%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $84.64 ↓ -100%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $85.49 ↓ -100%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $86.33 ↓ -100%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $87.90 ↓ -100%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $87.93 ↓ -100%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $89.72 ↓ -100%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $101.28 ↓ -100%
MOLINA MEDICAID MOLINA MEDICAID $102.76 ↓ -100%
WELLPOINT MEDICAID WELLPOINT MEDICAID $103.26 ↓ -100%
AMISH HOSPITAL AID AMISH HOSPITAL AID $112.57 ↓ -100%
COVENTRY AETNA $119.80 ↓ -100%
LUMINARE HEALTH AETNA $119.80 ↓ -100%
CHRISTIAN BROTHER SERVICES AETNA $119.80 ↓ -100%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $119.80 ↓ -100%
LUCENT HEALTH AETNA $119.80 ↓ -100%
AETNA AETNA $119.80 ↓ -100%
ASR HEALTH BENEFITS AETNA $119.80 ↓ -100%
1199 NATIONAL BENEFIT FUND AETNA $119.80 ↓ -100%
FIRST HEALTH AETNA $119.80 ↓ -100%
AETNA DOMESTIC AETNA $119.80 ↓ -100%
ALLIED BENEFIT SYSTEMS AETNA $119.80 ↓ -100%
MERITAIN AETNA $119.80 ↓ -100%
WEBTPA AETNA $119.80 ↓ -100%
MEDICAL MUTUAL AETNA $119.80 ↓ -100%
CENTIVO CENTIVO $126.96 ↓ -100%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $130.22 ↓ -100%
HEALTH CHOICES MEDICAL ASSOCIATES $130.22 ↓ -100%
AMBETTER AMBETTER MARKETPLACE $142.20 ↓ -99%
GEHA UNITED HEALTHCARE $142.42 ↓ -99%
UNITED HEALTHCARE UNITED HEALTHCARE $142.42 ↓ -99%
HEALTH PARTNERS HEALTH PARTNERS $156.58 ↓ -99%
CIGNA EAP MIDLANDS CHOICE $159.51 ↓ -99%
MIDLANDS CHOICE MIDLANDS CHOICE $159.51 ↓ -99%
AUXIANT MIDLANDS CHOICE $159.51 ↓ -99%
MEDICA MIDLANDS CHOICE $159.51 ↓ -99%
CIGNA MIDLANDS CHOICE $159.51 ↓ -99%
MIDLANDS MIDLANDS CHOICE $159.51 ↓ -99%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $162.77 ↓ -99%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $162.77 ↓ -99%
NOVA CLAIMDOC $170.13 ↓ -99%
CLAIMDOC CLAIMDOC $170.13 ↓ -99%

Visitor-reported prices

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Icd crtd cobalt hf MRI is1 df1 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $42,525.00 not published
MercyOne Dubuque Medical Center Dubuque $27,933.75 $58.11 – $162.77
MercyOne New Hampton Medical Center New Hampton $32,500.00 $76.49 – $193.20
MercyOne Dyersville Medical Center Dyersville $27,933.75 $94.34 – $191.57
MercyOne Clinton Medical Center Clinton $27,933.75 $48.16 – $170.19
MercyOne Oelwein Medical Center Oelwein $27,933.75 $62.21 – $162.77
MercyOne Cedar Falls Medical Center Cedar Falls $27,933.75 $38.25 – $162.77
MercyOne West Des Moines Medical Center West Des Moines $42,975.00 $32.72 – $162.77

All Iowa hospitals for this procedure →