Graft xenmtrx sft rect 19x28cm at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$17,074.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$26,268.04

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.29 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $114.30 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $56.29 ↓ -100%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $56.87 ↓ -100%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $57.44 ↓ -100%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $58.00 ↓ -100%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $59.05 ↓ -100%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $59.08 ↓ -100%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $60.28 ↓ -100%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $68.04 ↓ -100%
MOLINA MEDICAID MOLINA MEDICAID $69.04 ↓ -100%
WELLPOINT MEDICAID WELLPOINT MEDICAID $69.38 ↓ -100%
AMISH HOSPITAL AID AMISH HOSPITAL AID $75.63 ↓ -100%
COVENTRY AETNA $80.49 ↓ -100%
LUMINARE HEALTH AETNA $80.49 ↓ -100%
CHRISTIAN BROTHER SERVICES AETNA $80.49 ↓ -100%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $80.49 ↓ -100%
LUCENT HEALTH AETNA $80.49 ↓ -100%
AETNA AETNA $80.49 ↓ -100%
ASR HEALTH BENEFITS AETNA $80.49 ↓ -100%
1199 NATIONAL BENEFIT FUND AETNA $80.49 ↓ -100%
FIRST HEALTH AETNA $80.49 ↓ -100%
AETNA DOMESTIC AETNA $80.49 ↓ -100%
ALLIED BENEFIT SYSTEMS AETNA $80.49 ↓ -100%
MERITAIN AETNA $80.49 ↓ -100%
WEBTPA AETNA $80.49 ↓ -100%
MEDICAL MUTUAL AETNA $80.49 ↓ -100%
CENTIVO CENTIVO $85.30 ↓ -100%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $87.49 ↓ -99%
HEALTH CHOICES MEDICAL ASSOCIATES $87.49 ↓ -99%
AMBETTER AMBETTER MARKETPLACE $95.54 ↓ -99%
GEHA UNITED HEALTHCARE $95.69 ↓ -99%
UNITED HEALTHCARE UNITED HEALTHCARE $95.69 ↓ -99%
HEALTH PARTNERS HEALTH PARTNERS $105.20 ↓ -99%
CIGNA EAP MIDLANDS CHOICE $107.17 ↓ -99%
MIDLANDS CHOICE MIDLANDS CHOICE $107.17 ↓ -99%
AUXIANT MIDLANDS CHOICE $107.17 ↓ -99%
MEDICA MIDLANDS CHOICE $107.17 ↓ -99%
CIGNA MIDLANDS CHOICE $107.17 ↓ -99%
MIDLANDS MIDLANDS CHOICE $107.17 ↓ -99%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $109.36 ↓ -99%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $109.36 ↓ -99%
NOVA CLAIMDOC $114.30 ↓ -99%
CLAIMDOC CLAIMDOC $114.30 ↓ -99%

Visitor-reported prices

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Graft xenmtrx sft rect 19x28cm at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $5,876.40 not published
MercyOne Dubuque Medical Center Dubuque $17,074.23 $39.04 – $109.36
MercyOne New Hampton Medical Center New Hampton $19,865.30 $51.39 – $129.80
MercyOne Dyersville Medical Center Dyersville $17,074.23 $41.34 – $123.10
MercyOne Clinton Medical Center Clinton $17,074.23 $30.95 – $109.36
MercyOne Oelwein Medical Center Oelwein $17,074.23 $41.80 – $109.36
MercyOne Cedar Falls Medical Center Cedar Falls $17,074.23 $25.70 – $109.36
MercyOne West Des Moines Medical Center West Des Moines $26,268.04 $21.98 – $109.36

All Iowa hospitals for this procedure →