Ghs clsd red med malleolus fx w manip at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$52.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$80.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.28 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $443.15 with AETNA MEDICARE ADVANTAGE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $27.28 ↓ -48%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $27.84 ↓ -46%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $28.11 ↓ -46%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $28.62 ↓ -45%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $28.63 ↓ -45%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $29.21 ↓ -44%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $32.98 ↓ -37%
MOLINA MEDICAID MOLINA MEDICAID $33.46 ↓ -36%
WELLPOINT MEDICAID WELLPOINT MEDICAID $33.62 ↓ -35%
AMISH HOSPITAL AID AMISH HOSPITAL AID $36.65 ↓ -30%
CHRISTIAN BROTHER SERVICES AETNA $39.01 ↓ -25%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $39.01 ↓ -25%
COVENTRY AETNA $39.01 ↓ -25%
MERITAIN AETNA $39.01 ↓ -25%
FIRST HEALTH AETNA $39.01 ↓ -25%
ALLIED BENEFIT SYSTEMS AETNA $39.01 ↓ -25%
AETNA DOMESTIC AETNA $39.01 ↓ -25%
MEDICAL MUTUAL AETNA $39.01 ↓ -25%
AETNA AETNA $39.01 ↓ -25%
LUMINARE HEALTH AETNA $39.01 ↓ -25%
ASR HEALTH BENEFITS AETNA $39.01 ↓ -25%
LUCENT HEALTH AETNA $39.01 ↓ -25%
WEBTPA AETNA $39.01 ↓ -25%
1199 NATIONAL BENEFIT FUND AETNA $39.01 ↓ -25%
CENTIVO CENTIVO $41.34 ↓ -21%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $42.40 ↓ -18%
HEALTH CHOICES MEDICAL ASSOCIATES $42.40 ↓ -18%
AMBETTER AMBETTER MARKETPLACE $46.30 ↓ -11%
GEHA UNITED HEALTHCARE $46.38 ↓ -11%
UNITED HEALTHCARE UNITED HEALTHCARE $46.38 ↓ -11%
HEALTH PARTNERS HEALTH PARTNERS $50.99 ↓ -2%
CIGNA EAP MIDLANDS CHOICE $51.94 ↓ -0%
CIGNA MIDLANDS CHOICE $51.94 ↓ -0%
MEDICA MIDLANDS CHOICE $51.94 ↓ -0%
MIDLANDS MIDLANDS CHOICE $51.94 ↓ -0%
MIDLANDS CHOICE MIDLANDS CHOICE $51.94 ↓ -0%
AUXIANT MIDLANDS CHOICE $51.94 ↓ -0%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $53.00 ↑ +2%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $53.00 ↑ +2%
NOVA CLAIMDOC $55.40 ↑ +7%
CLAIMDOC CLAIMDOC $55.40 ↑ +7%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $443.15 ↑ +752%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs clsd red med malleolus fx w manip at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $865.80 $274.95 – $1,531.94
MercyOne Genesis Davenport Medical Center Davenport $909.00 $332.15 – $1,531.94
MercyOne Genesis DeWitt Medical Center DeWitt $909.00 $173.74 – $373.03
UnityPoint Health - Allen Hospital Waterloo $3,069.86 $402.58 – $2,022.27
UnityPoint Health - Finley Hospital Dubuque $2,842.37 $402.58 – $2,842.37
UnityPoint Health - Grinnell Regional Medical Center Grinnell $3,279.54 $402.58 – $1,652.07
UnityPoint Health - Iowa Lutheran Hospital Des Moines $3,962.72 $402.58 – $1,541.92
UnityPoint Health - Jones Regional Medical Center Anamosa $2,347.20 $386.08 – $943.40

All Iowa hospitals for this procedure →