Generator emblem MRI sicd subq at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$22,347.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$34,380.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$387.61 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $787.12 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $387.61 ↓ -98%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $391.60 ↓ -98%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $395.52 ↓ -98%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $399.43 ↓ -98%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $406.66 ↓ -98%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $406.81 ↓ -98%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $415.10 ↓ -98%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $468.57 ↓ -98%
MOLINA MEDICAID MOLINA MEDICAID $475.46 ↓ -98%
WELLPOINT MEDICAID WELLPOINT MEDICAID $477.75 ↓ -98%
AMISH HOSPITAL AID AMISH HOSPITAL AID $520.83 ↓ -98%
COVENTRY AETNA $554.27 ↓ -98%
LUMINARE HEALTH AETNA $554.27 ↓ -98%
CHRISTIAN BROTHER SERVICES AETNA $554.27 ↓ -98%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $554.27 ↓ -98%
LUCENT HEALTH AETNA $554.27 ↓ -98%
AETNA AETNA $554.27 ↓ -98%
ASR HEALTH BENEFITS AETNA $554.27 ↓ -98%
1199 NATIONAL BENEFIT FUND AETNA $554.27 ↓ -98%
FIRST HEALTH AETNA $554.27 ↓ -98%
AETNA DOMESTIC AETNA $554.27 ↓ -98%
ALLIED BENEFIT SYSTEMS AETNA $554.27 ↓ -98%
MERITAIN AETNA $554.27 ↓ -98%
WEBTPA AETNA $554.27 ↓ -98%
MEDICAL MUTUAL AETNA $554.27 ↓ -98%
CENTIVO CENTIVO $587.40 ↓ -97%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $602.46 ↓ -97%
HEALTH CHOICES MEDICAL ASSOCIATES $602.46 ↓ -97%
AMBETTER AMBETTER MARKETPLACE $657.89 ↓ -97%
GEHA UNITED HEALTHCARE $658.95 ↓ -97%
UNITED HEALTHCARE UNITED HEALTHCARE $658.95 ↓ -97%
HEALTH PARTNERS HEALTH PARTNERS $724.46 ↓ -97%
CIGNA EAP MIDLANDS CHOICE $738.02 ↓ -97%
MIDLANDS CHOICE MIDLANDS CHOICE $738.02 ↓ -97%
AUXIANT MIDLANDS CHOICE $738.02 ↓ -97%
MEDICA MIDLANDS CHOICE $738.02 ↓ -97%
CIGNA MIDLANDS CHOICE $738.02 ↓ -97%
MIDLANDS MIDLANDS CHOICE $738.02 ↓ -97%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $753.08 ↓ -97%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $753.08 ↓ -97%
NOVA CLAIMDOC $787.12 ↓ -96%
CLAIMDOC CLAIMDOC $787.12 ↓ -96%

Visitor-reported prices

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Generator emblem MRI sicd subq at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $45,000.00 not published
MercyOne Dubuque Medical Center Dubuque $22,347.00 $268.85 – $753.08
MercyOne New Hampton Medical Center New Hampton $26,000.00 $371.35 – $938.00
MercyOne Dyersville Medical Center Dyersville $22,347.00 $411.20 – $835.02
MercyOne Clinton Medical Center Clinton $22,347.00 $209.94 – $741.84
MercyOne Oelwein Medical Center Oelwein $22,347.00 $287.83 – $753.08
MercyOne Cedar Falls Medical Center Cedar Falls $22,347.00 $176.97 – $753.08
MercyOne West Des Moines Medical Center West Des Moines $34,380.00 $151.37 – $753.08

All Iowa hospitals for this procedure →