Exc benign tal 0.5 < cm 11400 at MercyOne Elkader Medical Center
901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434
$275.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$424.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$70.58 with AETNA MEDICARE ADVANTAGE vs $443.16 with CLAIMDOC — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA MEDICARE ADVANTAGE | AETNA MEDICARE ADVANTAGE | $70.58 | ↓ -74% |
| BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE | WELLMARK MEDICARE ADVANTAGE | $218.23 | ↓ -21% |
| HEALTH PARTNERS MEDICARE ADVANTAGE | UNITYPOINT HEALTH PARTNERS MEDICARE ADV | $222.68 | ↓ -19% |
| WELLPOINT MEDICARE ADVANTAGE | WELLPOINT MEDICARE ADVANTAGE | $224.89 | ↓ -18% |
| MEDICARE MEDICAL ASSOCIATES HEALTH PLANS | MEDICAL ASSOCIATES MEDICARE ADVANTAGE | $228.96 | ↓ -17% |
| MEDIGOLD MEDICARE ADVANTAGE | MERCYONE HEALTH PLAN MEDICARE ADVANTAGE | $229.04 | ↓ -17% |
| UNITED HEALTHCARE MEDICARE | UNITED HEALTHCARE MEDICARE ADVANTAGE | $233.71 | ↓ -15% |
| IOWA TOTAL CARE | IOWA TOTAL CARE MEDICAID | $263.81 | ↓ -4% |
| MOLINA MEDICAID | MOLINA MEDICAID | $267.69 | ↓ -3% |
| WELLPOINT MEDICAID | WELLPOINT MEDICAID | $268.99 | ↓ -2% |
| AMISH HOSPITAL AID | AMISH HOSPITAL AID | $293.24 | ↑ +6% |
| COVENTRY | AETNA | $312.06 | ↑ +13% |
| LUMINARE HEALTH | AETNA | $312.06 | ↑ +13% |
| CHRISTIAN BROTHER SERVICES | AETNA | $312.06 | ↑ +13% |
| TRUSTMARK SMALL BUSINESS BENEFITS | AETNA | $312.06 | ↑ +13% |
| LUCENT HEALTH | AETNA | $312.06 | ↑ +13% |
| AETNA | AETNA | $312.06 | ↑ +13% |
| ASR HEALTH BENEFITS | AETNA | $312.06 | ↑ +13% |
| 1199 NATIONAL BENEFIT FUND | AETNA | $312.06 | ↑ +13% |
| FIRST HEALTH | AETNA | $312.06 | ↑ +13% |
| AETNA DOMESTIC | AETNA | $312.06 | ↑ +13% |
| ALLIED BENEFIT SYSTEMS | AETNA | $312.06 | ↑ +13% |
| MERITAIN | AETNA | $312.06 | ↑ +13% |
| WEBTPA | AETNA | $312.06 | ↑ +13% |
| MEDICAL MUTUAL | AETNA | $312.06 | ↑ +13% |
| CENTIVO | CENTIVO | $330.72 | ↑ +20% |
| MEDICAL ASSOCIATES | MEDICAL ASSOCIATES | $339.20 | ↑ +23% |
| HEALTH CHOICES | MEDICAL ASSOCIATES | $339.20 | ↑ +23% |
| AMBETTER | AMBETTER MARKETPLACE | $370.41 | ↑ +34% |
| GEHA | UNITED HEALTHCARE | $371.00 | ↑ +35% |
| UNITED HEALTHCARE | UNITED HEALTHCARE | $371.00 | ↑ +35% |
| HEALTH PARTNERS | HEALTH PARTNERS | $407.89 | ↑ +48% |
| CIGNA EAP | MIDLANDS CHOICE | $415.52 | ↑ +51% |
| MIDLANDS CHOICE | MIDLANDS CHOICE | $415.52 | ↑ +51% |
| AUXIANT | MIDLANDS CHOICE | $415.52 | ↑ +51% |
| MEDICA | MIDLANDS CHOICE | $415.52 | ↑ +51% |
| CIGNA | MIDLANDS CHOICE | $415.52 | ↑ +51% |
| MIDLANDS | MIDLANDS CHOICE | $415.52 | ↑ +51% |
| CRIME VICTIM ASSISTANCE | CRIME VICTIMS | $424.00 | ↑ +54% |
| IOWA DEPT OF PUBLIC HEALTH | CARE FOR YOURSELF | $424.00 | ↑ +54% |
| NOVA | CLAIMDOC | $443.16 | ↑ +61% |
| CLAIMDOC | CLAIMDOC | $443.16 | ↑ +61% |
Visitor-reported prices
Comments
Exc benign tal 0.5 < cm 11400 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $358.80 | $388.70 – $673.49 |
| MercyOne New Hampton Medical Center | New Hampton | $275.60 | $70.58 – $334.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $277.00 | $22.55 – $190.00 |
| MercyOne Des Moines Medical Center | Des Moines | $190.00 | $22.55 – $190.00 |
| MercyOne North Iowa Medical Center | Mason City | $465.40 | $22.33 – $1,534.15 |
| MercyOne Genesis Davenport Medical Center | Davenport | $414.60 | $408.20 – $673.49 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $231.00 | $281.05 – $2,679.00 |
| MercyOne Waterloo Medical Center | Waterloo | $364.65 | $22.33 – $3,576.15 |