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Echocardiogram (Heart Ultrasound) at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$1,527.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,350.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$117.76 with AETNA MEDICARE ADVANTAGE vs $240.40 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $117.76 ↓ -92%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $118.38 ↓ -92%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $120.80 ↓ -92%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $121.99 ↓ -92%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $124.20 ↓ -92%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $124.25 ↓ -92%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $126.78 ↓ -92%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $143.11 ↓ -91%
MOLINA MEDICAID MOLINA MEDICAID $145.21 ↓ -90%
WELLPOINT MEDICAID WELLPOINT MEDICAID $145.91 ↓ -90%
AMISH HOSPITAL AID AMISH HOSPITAL AID $159.07 ↓ -90%
WEBTPA AETNA $169.28 ↓ -89%
COVENTRY AETNA $169.28 ↓ -89%
ALLIED BENEFIT SYSTEMS AETNA $169.28 ↓ -89%
LUCENT HEALTH AETNA $169.28 ↓ -89%
LUMINARE HEALTH AETNA $169.28 ↓ -89%
ASR HEALTH BENEFITS AETNA $169.28 ↓ -89%
CHRISTIAN BROTHER SERVICES AETNA $169.28 ↓ -89%
FIRST HEALTH AETNA $169.28 ↓ -89%
1199 NATIONAL BENEFIT FUND AETNA $169.28 ↓ -89%
AETNA AETNA $169.28 ↓ -89%
MERITAIN AETNA $169.28 ↓ -89%
MEDICAL MUTUAL AETNA $169.28 ↓ -89%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $169.28 ↓ -89%
AETNA DOMESTIC AETNA $169.28 ↓ -89%
CENTIVO CENTIVO $179.40 ↓ -88%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $184.00 ↓ -88%
HEALTH CHOICES MEDICAL ASSOCIATES $184.00 ↓ -88%
AMBETTER AMBETTER MARKETPLACE $200.93 ↓ -87%
GEHA UNITED HEALTHCARE $201.25 ↓ -87%
UNITED HEALTHCARE UNITED HEALTHCARE $201.25 ↓ -87%
HEALTH PARTNERS HEALTH PARTNERS $221.26 ↓ -86%
MIDLANDS CHOICE MIDLANDS CHOICE $225.40 ↓ -85%
MEDICA MIDLANDS CHOICE $225.40 ↓ -85%
CIGNA MIDLANDS CHOICE $225.40 ↓ -85%
CIGNA EAP MIDLANDS CHOICE $225.40 ↓ -85%
MIDLANDS MIDLANDS CHOICE $225.40 ↓ -85%
AUXIANT MIDLANDS CHOICE $225.40 ↓ -85%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $230.00 ↓ -85%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $230.00 ↓ -85%
NOVA CLAIMDOC $240.40 ↓ -84%
CLAIMDOC CLAIMDOC $240.40 ↓ -84%

Visitor-reported prices

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Echocardiogram (Heart Ultrasound) at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $2,021.12 $63.17 – $742.76
UnityPoint Health - Allen Hospital Waterloo $1,255.20 $63.17 – $826.86
MercyOne Genesis Davenport West Medical Center Davenport $1,263.60 $524.84 – $734.78
MercyOne Dubuque Medical Center Dubuque $2,198.95 $490.22 – $3,383.00
MercyOne New Hampton Medical Center New Hampton $1,527.50 $930.37 – $2,350.00
MercyOne Clinton Medical Center Clinton $1,996.15 $503.17 – $3,071.00
MercyOne Oelwein Medical Center Oelwein $1,527.50 $43.03 – $2,350.00
MercyOne Cedar Falls Medical Center Cedar Falls $1,527.50 $43.03 – $1,668.50

All Iowa hospitals for this procedure →