Dura-guard dura repair patch 10x16cm -q4432-cost per sq cm-160sq cm at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$171.82

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$264.34

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.03 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $28.48 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $14.03 ↓ -92%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $14.17 ↓ -92%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $14.31 ↓ -92%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $14.45 ↓ -92%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $14.72 ↓ -91%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $14.72 ↓ -91%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $15.02 ↓ -91%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $16.95 ↓ -90%
MOLINA MEDICAID MOLINA MEDICAID $17.20 ↓ -90%
WELLPOINT MEDICAID WELLPOINT MEDICAID $17.29 ↓ -90%
AMISH HOSPITAL AID AMISH HOSPITAL AID $18.85 ↓ -89%
MERITAIN AETNA $20.06 ↓ -88%
MEDICAL MUTUAL AETNA $20.06 ↓ -88%
LUMINARE HEALTH AETNA $20.06 ↓ -88%
LUCENT HEALTH AETNA $20.06 ↓ -88%
AETNA AETNA $20.06 ↓ -88%
AETNA DOMESTIC AETNA $20.06 ↓ -88%
ALLIED BENEFIT SYSTEMS AETNA $20.06 ↓ -88%
ASR HEALTH BENEFITS AETNA $20.06 ↓ -88%
1199 NATIONAL BENEFIT FUND AETNA $20.06 ↓ -88%
CHRISTIAN BROTHER SERVICES AETNA $20.06 ↓ -88%
WEBTPA AETNA $20.06 ↓ -88%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $20.06 ↓ -88%
COVENTRY AETNA $20.06 ↓ -88%
FIRST HEALTH AETNA $20.06 ↓ -88%
CENTIVO CENTIVO $21.26 ↓ -88%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $21.80 ↓ -87%
HEALTH CHOICES MEDICAL ASSOCIATES $21.80 ↓ -87%
AMBETTER AMBETTER MARKETPLACE $23.81 ↓ -86%
UNITED HEALTHCARE UNITED HEALTHCARE $23.84 ↓ -86%
GEHA UNITED HEALTHCARE $23.84 ↓ -86%
HEALTH PARTNERS HEALTH PARTNERS $26.21 ↓ -85%
MEDICA MIDLANDS CHOICE $26.71 ↓ -84%
MIDLANDS MIDLANDS CHOICE $26.71 ↓ -84%
MIDLANDS CHOICE MIDLANDS CHOICE $26.71 ↓ -84%
CIGNA EAP MIDLANDS CHOICE $26.71 ↓ -84%
CIGNA MIDLANDS CHOICE $26.71 ↓ -84%
AUXIANT MIDLANDS CHOICE $26.71 ↓ -84%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $27.25 ↓ -84%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $27.25 ↓ -84%
NOVA CLAIMDOC $28.48 ↓ -83%
CLAIMDOC CLAIMDOC $28.48 ↓ -83%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Dura-guard dura repair patch 10x16cm -q4432-cost per sq cm-160sq cm at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Oelwein Medical Center Oelwein $1,370.79 $11.68 – $30.55

All Iowa hospitals for this procedure →