Device ablt adv novasure at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$6,237.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,596.13

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$224.18 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $455.24 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $224.18 ↓ -96%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $226.49 ↓ -96%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $228.75 ↓ -96%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $231.02 ↓ -96%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $235.20 ↓ -96%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $235.28 ↓ -96%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $240.08 ↓ -96%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $271.00 ↓ -96%
MOLINA MEDICAID MOLINA MEDICAID $274.98 ↓ -96%
WELLPOINT MEDICAID WELLPOINT MEDICAID $276.31 ↓ -96%
AMISH HOSPITAL AID AMISH HOSPITAL AID $301.23 ↓ -95%
COVENTRY AETNA $320.56 ↓ -95%
LUMINARE HEALTH AETNA $320.56 ↓ -95%
CHRISTIAN BROTHER SERVICES AETNA $320.56 ↓ -95%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $320.56 ↓ -95%
LUCENT HEALTH AETNA $320.56 ↓ -95%
AETNA AETNA $320.56 ↓ -95%
ASR HEALTH BENEFITS AETNA $320.56 ↓ -95%
1199 NATIONAL BENEFIT FUND AETNA $320.56 ↓ -95%
FIRST HEALTH AETNA $320.56 ↓ -95%
AETNA DOMESTIC AETNA $320.56 ↓ -95%
ALLIED BENEFIT SYSTEMS AETNA $320.56 ↓ -95%
MERITAIN AETNA $320.56 ↓ -95%
WEBTPA AETNA $320.56 ↓ -95%
MEDICAL MUTUAL AETNA $320.56 ↓ -95%
CENTIVO CENTIVO $339.73 ↓ -95%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $348.44 ↓ -94%
HEALTH CHOICES MEDICAL ASSOCIATES $348.44 ↓ -94%
AMBETTER AMBETTER MARKETPLACE $380.50 ↓ -94%
GEHA UNITED HEALTHCARE $381.11 ↓ -94%
UNITED HEALTHCARE UNITED HEALTHCARE $381.11 ↓ -94%
HEALTH PARTNERS HEALTH PARTNERS $419.00 ↓ -93%
CIGNA EAP MIDLANDS CHOICE $426.84 ↓ -93%
MIDLANDS CHOICE MIDLANDS CHOICE $426.84 ↓ -93%
AUXIANT MIDLANDS CHOICE $426.84 ↓ -93%
MEDICA MIDLANDS CHOICE $426.84 ↓ -93%
CIGNA MIDLANDS CHOICE $426.84 ↓ -93%
MIDLANDS MIDLANDS CHOICE $426.84 ↓ -93%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $435.55 ↓ -93%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $435.55 ↓ -93%
NOVA CLAIMDOC $455.24 ↓ -93%
CLAIMDOC CLAIMDOC $455.24 ↓ -93%

Visitor-reported prices

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Device ablt adv novasure at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $6,237.48 $155.49 – $435.55
MercyOne New Hampton Medical Center New Hampton $5,926.35 $214.78 – $542.50
MercyOne Dyersville Medical Center Dyersville $6,237.48 $164.64 – $490.26
MercyOne Clinton Medical Center Clinton $6,237.48 $123.26 – $435.55
MercyOne Oelwein Medical Center Oelwein $6,237.48 $166.47 – $435.55
MercyOne Cedar Falls Medical Center Cedar Falls $6,237.48 $102.35 – $435.55
MercyOne West Des Moines Medical Center West Des Moines $9,596.13 $87.55 – $435.55
MercyOne Des Moines Medical Center Des Moines $6,237.48 $87.55 – $435.55

All Iowa hospitals for this procedure →