Deodorant ostmy adapt lube 8ml at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$0.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$0.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.05 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $0.10 with HEALTH PARTNERS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $0.05 ↓ -17%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $0.05 ↓ -17%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $0.05 ↓ -17%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $0.05 ↓ -17%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $0.05 ↓ -17%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $0.05 ↓ -17%
MOLINA MEDICAID MOLINA MEDICAID $0.06 ↑ +0%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $0.06 ↑ +0%
WELLPOINT MEDICAID WELLPOINT MEDICAID $0.06 ↑ +0%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $0.06 ↑ +0%
COVENTRY AETNA $0.07 ↑ +17%
FIRST HEALTH AETNA $0.07 ↑ +17%
MERITAIN AETNA $0.07 ↑ +17%
AETNA AETNA $0.07 ↑ +17%
LUMINARE HEALTH AETNA $0.07 ↑ +17%
LUCENT HEALTH AETNA $0.07 ↑ +17%
MEDICAL MUTUAL AETNA $0.07 ↑ +17%
AETNA DOMESTIC AETNA $0.07 ↑ +17%
ALLIED BENEFIT SYSTEMS AETNA $0.07 ↑ +17%
AMISH HOSPITAL AID AMISH HOSPITAL AID $0.07 ↑ +17%
ASR HEALTH BENEFITS AETNA $0.07 ↑ +17%
1199 NATIONAL BENEFIT FUND AETNA $0.07 ↑ +17%
CHRISTIAN BROTHER SERVICES AETNA $0.07 ↑ +17%
WEBTPA AETNA $0.07 ↑ +17%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $0.07 ↑ +17%
CENTIVO CENTIVO $0.08 ↑ +33%
HEALTH CHOICES MEDICAL ASSOCIATES $0.08 ↑ +33%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $0.08 ↑ +33%
UNITED HEALTHCARE UNITED HEALTHCARE $0.09 ↑ +50%
GEHA UNITED HEALTHCARE $0.09 ↑ +50%
AMBETTER AMBETTER MARKETPLACE $0.09 ↑ +50%
MIDLANDS MIDLANDS CHOICE $0.10 ↑ +67%
MIDLANDS CHOICE MIDLANDS CHOICE $0.10 ↑ +67%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $0.10 ↑ +67%
MEDICA MIDLANDS CHOICE $0.10 ↑ +67%
CLAIMDOC CLAIMDOC $0.10 ↑ +67%
CIGNA EAP MIDLANDS CHOICE $0.10 ↑ +67%
CIGNA MIDLANDS CHOICE $0.10 ↑ +67%
AUXIANT MIDLANDS CHOICE $0.10 ↑ +67%
NOVA CLAIMDOC $0.10 ↑ +67%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $0.10 ↑ +67%
HEALTH PARTNERS HEALTH PARTNERS $0.10 ↑ +67%

Visitor-reported prices

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Deodorant ostmy adapt lube 8ml at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne New Hampton Medical Center New Hampton $0.26 $0.16 – $0.40
MercyOne West Des Moines Medical Center West Des Moines $0.10 $0.02 – $0.10
MercyOne Centerville Medical Center Centerville $0.10 $0.03 – $0.10
UnityPoint Health - Allen Hospital Waterloo not published $1.81 – $4.60
UnityPoint Health - Finley Hospital Dubuque not published $1.81 – $4.60
UnityPoint Health - Grinnell Regional Medical Center Grinnell not published $1.81 – $4.60
UnityPoint Health - Iowa Lutheran Hospital Des Moines not published $1.81 – $4.60
UnityPoint Health - Jones Regional Medical Center Anamosa not published $1.81 – $4.60

All Iowa hospitals for this procedure →