Cath council tip 16fr 5cc at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$40.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$61.65

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.88 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $56.61 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $27.88 ↓ -30%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $28.16 ↓ -30%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $28.44 ↓ -29%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $28.73 ↓ -28%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $29.25 ↓ -27%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $29.26 ↓ -27%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $29.85 ↓ -26%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $33.70 ↓ -16%
MOLINA MEDICAID MOLINA MEDICAID $34.19 ↓ -15%
WELLPOINT MEDICAID WELLPOINT MEDICAID $34.36 ↓ -14%
AMISH HOSPITAL AID AMISH HOSPITAL AID $37.46 ↓ -7%
COVENTRY AETNA $39.86 ↓ -1%
LUMINARE HEALTH AETNA $39.86 ↓ -1%
CHRISTIAN BROTHER SERVICES AETNA $39.86 ↓ -1%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $39.86 ↓ -1%
LUCENT HEALTH AETNA $39.86 ↓ -1%
AETNA AETNA $39.86 ↓ -1%
ASR HEALTH BENEFITS AETNA $39.86 ↓ -1%
1199 NATIONAL BENEFIT FUND AETNA $39.86 ↓ -1%
FIRST HEALTH AETNA $39.86 ↓ -1%
AETNA DOMESTIC AETNA $39.86 ↓ -1%
ALLIED BENEFIT SYSTEMS AETNA $39.86 ↓ -1%
MERITAIN AETNA $39.86 ↓ -1%
WEBTPA AETNA $39.86 ↓ -1%
MEDICAL MUTUAL AETNA $39.86 ↓ -1%
CENTIVO CENTIVO $42.24 ↑ +5%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $43.33 ↑ +8%
HEALTH CHOICES MEDICAL ASSOCIATES $43.33 ↑ +8%
AMBETTER AMBETTER MARKETPLACE $47.31 ↑ +18%
GEHA UNITED HEALTHCARE $47.39 ↑ +18%
UNITED HEALTHCARE UNITED HEALTHCARE $47.39 ↑ +18%
HEALTH PARTNERS HEALTH PARTNERS $52.10 ↑ +30%
CIGNA EAP MIDLANDS CHOICE $53.08 ↑ +32%
MIDLANDS CHOICE MIDLANDS CHOICE $53.08 ↑ +32%
AUXIANT MIDLANDS CHOICE $53.08 ↑ +32%
MEDICA MIDLANDS CHOICE $53.08 ↑ +32%
CIGNA MIDLANDS CHOICE $53.08 ↑ +32%
MIDLANDS MIDLANDS CHOICE $53.08 ↑ +32%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $54.16 ↑ +35%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $54.16 ↑ +35%
NOVA CLAIMDOC $56.61 ↑ +41%
CLAIMDOC CLAIMDOC $56.61 ↑ +41%

Visitor-reported prices

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Cath council tip 16fr 5cc at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $40.07 $19.35 – $54.19
MercyOne New Hampton Medical Center New Hampton $41.78 $18.97 – $47.92
MercyOne Dyersville Medical Center Dyersville $38.93 $20.47 – $60.96
MercyOne Clinton Medical Center Clinton $38.93 $15.30 – $54.05
MercyOne Oelwein Medical Center Oelwein $40.07 $20.70 – $54.16
MercyOne Cedar Falls Medical Center Cedar Falls $40.07 $12.73 – $54.16
MercyOne West Des Moines Medical Center West Des Moines $61.65 $10.89 – $54.16
MercyOne Des Moines Medical Center Des Moines $40.07 $10.89 – $54.16

All Iowa hospitals for this procedure →