Brace back pinnacle lo 627 lumbar at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$869.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,337.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$137.45 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $279.11 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $137.45 ↓ -84%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $138.86 ↓ -84%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $140.25 ↓ -84%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $141.64 ↓ -84%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $144.20 ↓ -83%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $144.26 ↓ -83%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $147.19 ↓ -83%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $166.15 ↓ -81%
MOLINA MEDICAID MOLINA MEDICAID $168.60 ↓ -81%
WELLPOINT MEDICAID WELLPOINT MEDICAID $169.41 ↓ -81%
AMISH HOSPITAL AID AMISH HOSPITAL AID $184.68 ↓ -79%
MERITAIN AETNA $196.54 ↓ -77%
MEDICAL MUTUAL AETNA $196.54 ↓ -77%
LUMINARE HEALTH AETNA $196.54 ↓ -77%
LUCENT HEALTH AETNA $196.54 ↓ -77%
AETNA AETNA $196.54 ↓ -77%
AETNA DOMESTIC AETNA $196.54 ↓ -77%
ALLIED BENEFIT SYSTEMS AETNA $196.54 ↓ -77%
ASR HEALTH BENEFITS AETNA $196.54 ↓ -77%
1199 NATIONAL BENEFIT FUND AETNA $196.54 ↓ -77%
CHRISTIAN BROTHER SERVICES AETNA $196.54 ↓ -77%
WEBTPA AETNA $196.54 ↓ -77%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $196.54 ↓ -77%
COVENTRY AETNA $196.54 ↓ -77%
FIRST HEALTH AETNA $196.54 ↓ -77%
CENTIVO CENTIVO $208.29 ↓ -76%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $213.63 ↓ -75%
HEALTH CHOICES MEDICAL ASSOCIATES $213.63 ↓ -75%
AMBETTER AMBETTER MARKETPLACE $233.29 ↓ -73%
UNITED HEALTHCARE UNITED HEALTHCARE $233.66 ↓ -73%
GEHA UNITED HEALTHCARE $233.66 ↓ -73%
HEALTH PARTNERS HEALTH PARTNERS $256.89 ↓ -70%
MEDICA MIDLANDS CHOICE $261.70 ↓ -70%
MIDLANDS MIDLANDS CHOICE $261.70 ↓ -70%
MIDLANDS CHOICE MIDLANDS CHOICE $261.70 ↓ -70%
CIGNA EAP MIDLANDS CHOICE $261.70 ↓ -70%
CIGNA MIDLANDS CHOICE $261.70 ↓ -70%
AUXIANT MIDLANDS CHOICE $261.70 ↓ -70%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $267.04 ↓ -69%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $267.04 ↓ -69%
NOVA CLAIMDOC $279.11 ↓ -68%
CLAIMDOC CLAIMDOC $279.11 ↓ -68%

Visitor-reported prices

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Brace back pinnacle lo 627 lumbar at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $869.63 $95.33 – $802.74
MercyOne New Hampton Medical Center New Hampton $1,083.17 $109.80 – $277.34
MercyOne Dyersville Medical Center Dyersville $869.63 $100.94 – $300.58
MercyOne Clinton Medical Center Clinton $869.63 $75.57 – $802.74
MercyOne Oelwein Medical Center Oelwein $869.63 $102.06 – $267.04
MercyOne Cedar Falls Medical Center Cedar Falls $869.63 $62.75 – $802.74
MercyOne West Des Moines Medical Center West Des Moines $1,337.90 $53.68 – $802.74
MercyOne Des Moines Medical Center Des Moines $869.63 $53.68 – $802.74

All Iowa hospitals for this procedure →