Brace back epic tslo 456 at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$390.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$600.89

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$210.41 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $427.28 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $210.41 ↓ -46%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $212.58 ↓ -46%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $214.70 ↓ -45%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $216.83 ↓ -44%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $220.75 ↓ -43%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $220.83 ↓ -43%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $225.33 ↓ -42%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $254.36 ↓ -35%
MOLINA MEDICAID MOLINA MEDICAID $258.10 ↓ -34%
WELLPOINT MEDICAID WELLPOINT MEDICAID $259.34 ↓ -34%
AMISH HOSPITAL AID AMISH HOSPITAL AID $282.73 ↓ -28%
MERITAIN AETNA $300.88 ↓ -23%
MEDICAL MUTUAL AETNA $300.88 ↓ -23%
LUMINARE HEALTH AETNA $300.88 ↓ -23%
LUCENT HEALTH AETNA $300.88 ↓ -23%
AETNA AETNA $300.88 ↓ -23%
AETNA DOMESTIC AETNA $300.88 ↓ -23%
ALLIED BENEFIT SYSTEMS AETNA $300.88 ↓ -23%
ASR HEALTH BENEFITS AETNA $300.88 ↓ -23%
1199 NATIONAL BENEFIT FUND AETNA $300.88 ↓ -23%
CHRISTIAN BROTHER SERVICES AETNA $300.88 ↓ -23%
WEBTPA AETNA $300.88 ↓ -23%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $300.88 ↓ -23%
COVENTRY AETNA $300.88 ↓ -23%
FIRST HEALTH AETNA $300.88 ↓ -23%
CENTIVO CENTIVO $318.86 ↓ -18%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $327.04 ↓ -16%
HEALTH CHOICES MEDICAL ASSOCIATES $327.04 ↓ -16%
AMBETTER AMBETTER MARKETPLACE $357.13 ↓ -9%
UNITED HEALTHCARE UNITED HEALTHCARE $357.70 ↓ -8%
GEHA UNITED HEALTHCARE $357.70 ↓ -8%
HEALTH PARTNERS HEALTH PARTNERS $393.27 ↑ +1%
MEDICA MIDLANDS CHOICE $400.62 ↑ +3%
MIDLANDS MIDLANDS CHOICE $400.62 ↑ +3%
MIDLANDS CHOICE MIDLANDS CHOICE $400.62 ↑ +3%
CIGNA EAP MIDLANDS CHOICE $400.62 ↑ +3%
CIGNA MIDLANDS CHOICE $400.62 ↑ +3%
AUXIANT MIDLANDS CHOICE $400.62 ↑ +3%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $408.80 ↑ +5%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $408.80 ↑ +5%
NOVA CLAIMDOC $427.28 ↑ +9%
CLAIMDOC CLAIMDOC $427.28 ↑ +9%

Visitor-reported prices

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Brace back epic tslo 456 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $390.58 $145.94 – $408.80
MercyOne New Hampton Medical Center New Hampton $486.49 $201.58 – $509.18
MercyOne Dyersville Medical Center Dyersville $390.58 $154.53 – $460.15
MercyOne Clinton Medical Center Clinton $390.58 $115.69 – $408.80
MercyOne Oelwein Medical Center Oelwein $390.58 $156.24 – $408.80
MercyOne Cedar Falls Medical Center Cedar Falls $390.58 $96.07 – $408.80
MercyOne West Des Moines Medical Center West Des Moines $600.89 $82.17 – $408.80
MercyOne Des Moines Medical Center Des Moines $390.58 $82.17 – $408.80

All Iowa hospitals for this procedure →