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Bone Density Scan (DEXA) at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$453.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$698.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$359.26 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $729.55 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $359.26 ↓ -21%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $362.96 ↓ -20%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $366.59 ↓ -19%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $370.22 ↓ -18%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $376.92 ↓ -17%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $377.06 ↓ -17%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $384.74 ↓ -15%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $434.30 ↓ -4%
MOLINA MEDICAID MOLINA MEDICAID $440.68 ↓ -3%
WELLPOINT MEDICAID WELLPOINT MEDICAID $442.81 ↓ -2%
AMISH HOSPITAL AID AMISH HOSPITAL AID $482.74 ↑ +6%
WEBTPA AETNA $513.73 ↑ +13%
COVENTRY AETNA $513.73 ↑ +13%
ALLIED BENEFIT SYSTEMS AETNA $513.73 ↑ +13%
LUCENT HEALTH AETNA $513.73 ↑ +13%
LUMINARE HEALTH AETNA $513.73 ↑ +13%
ASR HEALTH BENEFITS AETNA $513.73 ↑ +13%
CHRISTIAN BROTHER SERVICES AETNA $513.73 ↑ +13%
FIRST HEALTH AETNA $513.73 ↑ +13%
1199 NATIONAL BENEFIT FUND AETNA $513.73 ↑ +13%
AETNA AETNA $513.73 ↑ +13%
MERITAIN AETNA $513.73 ↑ +13%
MEDICAL MUTUAL AETNA $513.73 ↑ +13%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $513.73 ↑ +13%
AETNA DOMESTIC AETNA $513.73 ↑ +13%
GEHA UNITED HEALTHCARE $523.50 ↑ +15%
UNITED HEALTHCARE UNITED HEALTHCARE $523.50 ↑ +15%
CENTIVO CENTIVO $544.44 ↑ +20%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $558.40 ↑ +23%
HEALTH CHOICES MEDICAL ASSOCIATES $558.40 ↑ +23%
AMBETTER AMBETTER MARKETPLACE $609.77 ↑ +34%
HEALTH PARTNERS HEALTH PARTNERS $671.48 ↑ +48%
MIDLANDS CHOICE MIDLANDS CHOICE $684.04 ↑ +51%
MEDICA MIDLANDS CHOICE $684.04 ↑ +51%
CIGNA MIDLANDS CHOICE $684.04 ↑ +51%
CIGNA EAP MIDLANDS CHOICE $684.04 ↑ +51%
MIDLANDS MIDLANDS CHOICE $684.04 ↑ +51%
AUXIANT MIDLANDS CHOICE $684.04 ↑ +51%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $698.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $698.00 ↑ +54%
NOVA CLAIMDOC $729.55 ↑ +61%
CLAIMDOC CLAIMDOC $729.55 ↑ +61%

Visitor-reported prices

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Bone Density Scan (DEXA) at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $557.70 $8.68 – $204.95
UnityPoint Health - Allen Hospital Waterloo $452.25 $8.68 – $297.92
MercyOne Genesis Davenport West Medical Center Davenport $255.60 $101.79 – $142.51
MercyOne New Hampton Medical Center New Hampton $453.70 $276.34 – $698.00
MercyOne Clinton Medical Center Clinton $449.80 $96.27 – $613.00
MercyOne Oelwein Medical Center Oelwein $453.70 $266.78 – $698.00
MercyOne Cedar Falls Medical Center Cedar Falls $356.85 $98.49 – $549.00
MercyOne Des Moines Medical Center Des Moines $244.40 $3.58 – $376.00

All Iowa hospitals for this procedure →