Anticoag mgmt pt warfarin at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$25.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$39.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.07 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $40.76 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $20.07 ↓ -21%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $20.28 ↓ -20%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $20.48 ↓ -19%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $20.69 ↓ -18%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $21.06 ↓ -17%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $21.07 ↓ -17%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $21.50 ↓ -15%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $24.27 ↓ -4%
MOLINA MEDICAID MOLINA MEDICAID $24.62 ↓ -3%
WELLPOINT MEDICAID WELLPOINT MEDICAID $24.74 ↓ -2%
AMISH HOSPITAL AID AMISH HOSPITAL AID $26.97 ↑ +6%
COVENTRY AETNA $28.70 ↑ +13%
LUMINARE HEALTH AETNA $28.70 ↑ +13%
CHRISTIAN BROTHER SERVICES AETNA $28.70 ↑ +13%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $28.70 ↑ +13%
LUCENT HEALTH AETNA $28.70 ↑ +13%
AETNA AETNA $28.70 ↑ +13%
ASR HEALTH BENEFITS AETNA $28.70 ↑ +13%
1199 NATIONAL BENEFIT FUND AETNA $28.70 ↑ +13%
FIRST HEALTH AETNA $28.70 ↑ +13%
AETNA DOMESTIC AETNA $28.70 ↑ +13%
ALLIED BENEFIT SYSTEMS AETNA $28.70 ↑ +13%
MERITAIN AETNA $28.70 ↑ +13%
WEBTPA AETNA $28.70 ↑ +13%
MEDICAL MUTUAL AETNA $28.70 ↑ +13%
CENTIVO CENTIVO $30.42 ↑ +20%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $31.20 ↑ +23%
HEALTH CHOICES MEDICAL ASSOCIATES $31.20 ↑ +23%
AMBETTER AMBETTER MARKETPLACE $34.07 ↑ +34%
GEHA UNITED HEALTHCARE $34.13 ↑ +35%
UNITED HEALTHCARE UNITED HEALTHCARE $34.13 ↑ +35%
HEALTH PARTNERS HEALTH PARTNERS $37.52 ↑ +48%
CIGNA EAP MIDLANDS CHOICE $38.22 ↑ +51%
MIDLANDS CHOICE MIDLANDS CHOICE $38.22 ↑ +51%
AUXIANT MIDLANDS CHOICE $38.22 ↑ +51%
MEDICA MIDLANDS CHOICE $38.22 ↑ +51%
CIGNA MIDLANDS CHOICE $38.22 ↑ +51%
MIDLANDS MIDLANDS CHOICE $38.22 ↑ +51%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $39.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $39.00 ↑ +54%
NOVA CLAIMDOC $40.76 ↑ +61%
CLAIMDOC CLAIMDOC $40.76 ↑ +61%

Visitor-reported prices

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Anticoag mgmt pt warfarin at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Oelwein Medical Center Oelwein $25.35 $14.91 – $39.00
MercyOne North Iowa Medical Center Mason City $35.00 $7.58 – $35.00
UnityPoint Health - Allen Hospital Waterloo $26.40 $10.40 – $27.38
UnityPoint Health - Finley Hospital Dubuque $26.40 $10.40 – $30.36
UnityPoint Health - Grinnell Regional Medical Center Grinnell $26.40 $10.40 – $27.38
UnityPoint Health - Iowa Lutheran Hospital Des Moines $26.40 $10.40 – $27.38
UnityPoint Health - Jones Regional Medical Center Anamosa $26.40 $10.40 – $27.38
UnityPoint Health - Marshalltown Marshalltown $26.40 $10.40 – $27.38

All Iowa hospitals for this procedure →