Observation/inpatient hospital care mod severity 99235 at MercyOne Dyersville Medical Center
1111 Third St. SW, Dyersville, IA · MercyOne · · NPI 1205816725
$302.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$466.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$176.15 with HEALTH CHOICES vs $524.53 with CLAIMDOC — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HEALTH CHOICES | MEDICAL ASSOCIATES | $176.15 | ↓ -42% |
| BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE | WELLMARK MEDICARE ADVANTAGE | $258.30 | ↓ -15% |
| HEALTH PARTNERS MEDICARE ADVANTAGE | UNITYPOINT HEALTH PARTNERS MEDICARE ADV | $263.57 | ↓ -13% |
| WELLPOINT MEDICARE ADVANTAGE | WELLPOINT MEDICARE ADVANTAGE | $266.18 | ↓ -12% |
| MEDIGOLD MEDICARE ADVANTAGE | MERCYONE HEALTH PLAN MEDICARE ADVANTAGE | $271.07 | ↓ -11% |
| UNITED HEALTHCARE MEDICARE | UNITED HEALTHCARE MEDICARE ADVANTAGE | $276.62 | ↓ -9% |
| THE ALLIANCE | THE ALLIANCE | $283.42 | ↓ -6% |
| MEDICARE MEDICAL ASSOCIATES HEALTH PLANS | MEDICAL ASSOCIATES MEDICARE ADVANTAGE | $287.71 | ↓ -5% |
| IOWA TOTAL CARE | IOWA TOTAL CARE MEDICAID | $323.22 | ↑ +7% |
| UNITED HEALTHCARE | UNITED HEALTHCARE DEERE PREMIER | $326.20 | ↑ +8% |
| MOLINA MEDICAID | MOLINA MEDICAID | $327.97 | ↑ +8% |
| WELLPOINT MEDICAID | WELLPOINT MEDICAID | $329.56 | ↑ +9% |
| AMISH HOSPITAL AID | AMISH HOSPITAL AID | $347.08 | ↑ +15% |
| AETNA DOMESTIC | AETNA | $385.38 | ↑ +27% |
| LUMINARE HEALTH | AETNA | $385.38 | ↑ +27% |
| CHRISTIAN BROTHER SERVICES | AETNA | $385.38 | ↑ +27% |
| TRUSTMARK SMALL BUSINESS BENEFITS | AETNA | $385.38 | ↑ +27% |
| AETNA | AETNA | $385.38 | ↑ +27% |
| ASR HEALTH BENEFITS | AETNA | $385.38 | ↑ +27% |
| 1199 NATIONAL BENEFIT FUND | AETNA | $385.38 | ↑ +27% |
| FIRST HEALTH | AETNA | $385.38 | ↑ +27% |
| COVENTRY | AETNA | $385.38 | ↑ +27% |
| ALLIED BENEFIT SYSTEMS | AETNA | $385.38 | ↑ +27% |
| MERITAIN | AETNA | $385.38 | ↑ +27% |
| WEBTPA | AETNA | $385.38 | ↑ +27% |
| MEDICAL MUTUAL | AETNA | $385.38 | ↑ +27% |
| AETNA EAP | AETNA | $385.38 | ↑ +27% |
| MIDLANDS CHOICE | MIDLANDS CHOICE PPO | $419.40 | ↑ +38% |
| MULTIPLAN | MULTIPLAN | $419.40 | ↑ +38% |
| AUXIANT | MIDLANDS CHOICE PPO | $419.40 | ↑ +38% |
| MIDLANDS | MIDLANDS CHOICE PPO | $419.40 | ↑ +38% |
| UNITED HEALTHCARE | UNITED HEALTHCARE | $419.40 | ↑ +38% |
| CIGNA EAP | MIDLANDS CHOICE PPO | $419.40 | ↑ +38% |
| GEHA | UNITED HEALTHCARE | $419.40 | ↑ +38% |
| MEDICA | MIDLANDS CHOICE PPO | $419.40 | ↑ +38% |
| CIGNA | MIDLANDS CHOICE PPO | $419.40 | ↑ +38% |
| AMBETTER | AMBETTER MARKETPLACE | $438.41 | ↑ +45% |
| IOWA DEPT OF PUBLIC HEALTH | CARE FOR YOURSELF | $466.00 | ↑ +54% |
| CRIME VICTIM ASSISTANCE | CRIME VICTIMS | $466.00 | ↑ +54% |
| NOVA | CLAIMDOC | $524.53 | ↑ +73% |
| CLAIMDOC | CLAIMDOC | $524.53 | ↑ +73% |
Visitor-reported prices
Comments
Observation/inpatient hospital care mod severity 99235 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $324.60 | not published |
| MercyOne New Hampton Medical Center | New Hampton | $302.90 | $135.68 – $466.00 |
| MercyOne Oelwein Medical Center | Oelwein | $302.90 | $156.03 – $466.00 |
| MercyOne Elkader Medical Center | Elkader | $404.00 | $91.16 – $487.06 |
| MercyOne West Des Moines Medical Center | West Des Moines | $404.00 | $91.16 – $335.00 |
| MercyOne Des Moines Medical Center | Des Moines | $404.00 | $91.16 – $335.00 |
| MercyOne North Iowa Medical Center | Mason City | $404.00 | $100.54 – $335.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $340.80 | not published |