X-ray exam thorac spine4/>vw at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$320.08
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$400.10
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$10.89 with Aetna vs $320.08 with Quartz Health — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $10.89 | ↓ -97% |
| Molina | Medicare Advantage | $11.11 | ↓ -97% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $11.11 | ↓ -97% |
| Amerivantage | Medicare Advantage | $11.43 | ↓ -96% |
| Humana | Medicare Advantage | $11.43 | ↓ -96% |
| Meridian | MMAI (Medicare-Medicaid) | $11.43 | ↓ -96% |
| United Healthcare | Medicare Advantage | $11.43 | ↓ -96% |
| United Healthcare | PPO | $15.78 | ↓ -95% |
| United Healthcare | HMO | $15.78 | ↓ -95% |
| Medical Associates Health Plan | HMO | $16.34 | ↓ -95% |
| Wellmark Blue Cross and Blue Shield | HMO | $20.00 | ↓ -94% |
| Wellmark UPH Self-Funded | Commercial | $20.00 | ↓ -94% |
| Health Partners Open Network | Commercial | $21.10 | ↓ -93% |
| Cigna/Midlands | Commercial | $23.16 | ↓ -93% |
| Wellmark Blue Cross and Blue Shield | PPO | $23.50 | ↓ -93% |
| Aetna | HMO | $24.81 | ↓ -92% |
| BC Illinois Community | PPO | $27.40 | ↓ -91% |
| Aetna | PPO | $28.15 | ↓ -91% |
| Dean Health Plan | HMO | $32.20 | ↓ -90% |
| BC Illinois Community | Blue Choice | $83.42 | ↓ -74% |
| Iowa Total Care | Managed Medicaid | $93.50 | ↓ -71% |
| Amerigroup | Managed Medicaid | $93.50 | ↓ -71% |
| Medica Exchange Inspire | Commercial | $147.24 | ↓ -54% |
| Medica Exchange Insure | Commercial | $164.84 | ↓ -49% |
| Quartz Health | HMO | $320.08 | ↑ +0% |
Visitor-reported prices
Comments
X-ray exam thorac spine4/>vw at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dyersville Medical Center | Dyersville | $273.00 | $158.76 – $472.75 |
| MercyOne Waterloo Medical Center | Waterloo | $423.80 | $98.49 – $652.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $422.35 | $10.89 – $278.22 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $271.10 | $10.89 – $136.56 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $556.98 | $10.89 – $204.69 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $297.08 | $10.89 – $329.38 |
| UnityPoint Health - Marshalltown | Marshalltown | $422.35 | $10.89 – $253.41 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $254.62 | $9.10 – $183.96 |