Warde estrogen fractionated at UnityPoint Health - Finley Hospital

350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$109.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$136.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.50 with BC Illinois Community vs $109.28 with Quartz Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BC Illinois Community PPO $3.50 ↓ -97%
United Healthcare HMO $19.38 ↓ -82%
United Healthcare PPO $19.38 ↓ -82%
BC Illinois Community Blue Choice $20.89 ↓ -81%
Wellmark Blue Cross and Blue Shield PPO $32.30 ↓ -70%
Wellmark Blue Cross and Blue Shield HMO $32.30 ↓ -70%
Wellmark UPH Self-Funded Commercial $32.30 ↓ -70%
Aetna PPO $32.30 ↓ -70%
Aetna HMO $32.30 ↓ -70%
Wellmark Blue Cross and Blue Shield Medicare Advantage $32.95 ↓ -70%
Molina Medicare Advantage $32.95 ↓ -70%
Aetna Medicare Advantage $32.95 ↓ -70%
Humana Medicare Advantage $33.92 ↓ -69%
United Healthcare Medicare Advantage $33.92 ↓ -69%
Amerivantage Medicare Advantage $33.92 ↓ -69%
Meridian MMAI (Medicare-Medicaid) $37.47 ↓ -66%
Cigna/Midlands Commercial $41.99 ↓ -62%
Medical Associates Health Plan HMO $43.60 ↓ -60%
Health Partners Open Network Commercial $50.24 ↓ -54%
Medica Exchange Inspire Commercial $50.27 ↓ -54%
Medica Exchange Insure Commercial $56.28 ↓ -48%
Dean Health Plan HMO $93.84 ↓ -14%
Quartz Health HMO $109.28 ↑ +0%
Iowa Total Care Managed Medicaid not published by hospital
Amerigroup Managed Medicaid not published by hospital

Visitor-reported prices

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Warde estrogen fractionated at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $243.10 $31.30 – $374.00
MercyOne New Hampton Medical Center New Hampton $243.10 $148.07 – $374.00
MercyOne Dyersville Medical Center Dyersville $243.10 $31.65 – $374.00
MercyOne Clinton Medical Center Clinton $243.10 $31.30 – $374.00
MercyOne Oelwein Medical Center Oelwein $243.10 $31.65 – $374.00
MercyOne Cedar Falls Medical Center Cedar Falls $268.45 $31.30 – $413.00
MercyOne Elkader Medical Center Elkader $243.10 $31.65 – $374.00
MercyOne Des Moines Medical Center Des Moines $243.10 $31.30 – $374.00

All Iowa hospitals for this procedure →