Ventilator initial day at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$1,072.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,340.12
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$83.57 with Aetna vs $1,072.10 with Quartz Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $83.57 | ↓ -92% |
| Molina | Medicare Advantage | $85.24 | ↓ -92% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $85.24 | ↓ -92% |
| United Healthcare | Medicare Advantage | $87.75 | ↓ -92% |
| Meridian | MMAI (Medicare-Medicaid) | $87.75 | ↓ -92% |
| Humana | Medicare Advantage | $87.75 | ↓ -92% |
| Amerivantage | Medicare Advantage | $87.75 | ↓ -92% |
| Medical Associates Health Plan | HMO | $146.25 | ↓ -86% |
| BC Illinois Community | Blue Choice | $166.61 | ↓ -84% |
| Wellmark Blue Cross and Blue Shield | HMO | $171.50 | ↓ -84% |
| Wellmark UPH Self-Funded | Commercial | $171.50 | ↓ -84% |
| Health Partners Open Network | Commercial | $171.70 | ↓ -84% |
| BC Illinois Community | PPO | $198.34 | ↓ -81% |
| Wellmark Blue Cross and Blue Shield | PPO | $201.70 | ↓ -81% |
| Aetna | HMO | $203.71 | ↓ -81% |
| Cigna/Midlands | Commercial | $218.40 | ↓ -80% |
| Dean Health Plan | HMO | $238.28 | ↓ -78% |
| United Healthcare | HMO | $238.59 | ↓ -78% |
| United Healthcare | PPO | $238.59 | ↓ -78% |
| Aetna | PPO | $246.62 | ↓ -77% |
| Medica Exchange Inspire | Commercial | $493.16 | ↓ -54% |
| Medica Exchange Insure | Commercial | $552.13 | ↓ -49% |
| Amerigroup | Managed Medicaid | $581.26 | ↓ -46% |
| Iowa Total Care | Managed Medicaid | $581.26 | ↓ -46% |
| Quartz Health | HMO | $1,072.10 | ↑ +0% |
Visitor-reported prices
Comments
Ventilator initial day at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $1,880.45 | $137.00 – $2,893.00 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,117.80 | $632.82 – $885.95 |
| MercyOne New Hampton Medical Center | New Hampton | $2,653.95 | $1,616.46 – $4,083.00 |
| MercyOne Clinton Medical Center | Clinton | $950.95 | $174.00 – $1,463.00 |
| MercyOne Oelwein Medical Center | Oelwein | $2,653.95 | $1,560.52 – $4,083.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $1,038.05 | $265.00 – $1,597.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $5,054.00 | $189.00 – $5,054.00 |
| MercyOne Centerville Medical Center | Centerville | $4,083.00 | $1,120.38 – $4,083.00 |