Treat ulnar fracture at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$2,377.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,972.35
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$384.76 with Aetna vs $2,377.88 with Quartz Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $384.76 | ↓ -84% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $392.46 | ↓ -83% |
| Molina | Medicare Advantage | $392.46 | ↓ -83% |
| United Healthcare | Medicare Advantage | $404.00 | ↓ -83% |
| Humana | Medicare Advantage | $404.00 | ↓ -83% |
| Meridian | MMAI (Medicare-Medicaid) | $404.00 | ↓ -83% |
| Amerivantage | Medicare Advantage | $404.00 | ↓ -83% |
| Medical Associates Health Plan | HMO | $711.81 | ↓ -70% |
| Health Partners Open Network | Commercial | $768.55 | ↓ -68% |
| Wellmark Blue Cross and Blue Shield | HMO | $837.50 | ↓ -65% |
| Wellmark UPH Self-Funded | Commercial | $837.50 | ↓ -65% |
| BC Illinois Community | Blue Choice | $857.30 | ↓ -64% |
| Aetna | HMO | $918.10 | ↓ -61% |
| BC Illinois Community | PPO | $929.95 | ↓ -61% |
| Wellmark Blue Cross and Blue Shield | PPO | $985.30 | ↓ -59% |
| Cigna/Midlands | Commercial | $1,025.42 | ↓ -57% |
| Medica Exchange Inspire | Commercial | $1,093.82 | ↓ -54% |
| Aetna | PPO | $1,116.45 | ↓ -53% |
| Medica Exchange Insure | Commercial | $1,224.61 | ↓ -48% |
| United Healthcare | HMO | $1,276.79 | ↓ -46% |
| United Healthcare | PPO | $1,276.79 | ↓ -46% |
| Dean Health Plan | HMO | $1,292.60 | ↓ -46% |
| Amerigroup | Managed Medicaid | $1,407.13 | ↓ -41% |
| Iowa Total Care | Managed Medicaid | $1,407.13 | ↓ -41% |
| Quartz Health | HMO | $2,377.88 | ↑ +0% |
Visitor-reported prices
Comments
Treat ulnar fracture at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Allen Hospital | Waterloo | $3,166.04 | $384.76 – $2,085.62 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $2,248.00 | $75.09 – $1,592.36 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $2,248.00 | $384.76 – $1,541.92 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $2,248.00 | $246.07 – $601.27 |
| UnityPoint Health - Marshalltown | Marshalltown | $3,166.04 | $384.76 – $1,899.62 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $3,118.52 | $365.30 – $2,253.13 |
| UnityPoint Health - Trinity Bettendorf | Bettendorf | $2,248.00 | $231.81 – $1,377.16 |
| UnityPoint Health - Trinity Muscatine | Muscatine | $2,248.00 | $152.33 – $1,382.18 |