Ther nma rdctj intus/obstrcj at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$718.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$897.95
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$92.81 with Aetna vs $718.36 with Quartz Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $92.81 | ↓ -87% |
| Molina | Medicare Advantage | $94.67 | ↓ -87% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $94.67 | ↓ -87% |
| United Healthcare | Medicare Advantage | $97.45 | ↓ -86% |
| Meridian | MMAI (Medicare-Medicaid) | $97.45 | ↓ -86% |
| Humana | Medicare Advantage | $97.45 | ↓ -86% |
| Amerivantage | Medicare Advantage | $97.45 | ↓ -86% |
| United Healthcare | HMO | $132.11 | ↓ -82% |
| United Healthcare | PPO | $132.11 | ↓ -82% |
| Medical Associates Health Plan | HMO | $139.22 | ↓ -81% |
| Iowa Total Care | Managed Medicaid | $156.52 | ↓ -78% |
| Amerigroup | Managed Medicaid | $156.52 | ↓ -78% |
| Wellmark Blue Cross and Blue Shield | HMO | $171.30 | ↓ -76% |
| Wellmark UPH Self-Funded | Commercial | $171.30 | ↓ -76% |
| Health Partners Open Network | Commercial | $190.52 | ↓ -73% |
| Cigna/Midlands | Commercial | $194.15 | ↓ -73% |
| Wellmark Blue Cross and Blue Shield | PPO | $201.50 | ↓ -72% |
| Aetna | HMO | $221.15 | ↓ -69% |
| BC Illinois Community | PPO | $230.96 | ↓ -68% |
| Aetna | PPO | $255.99 | ↓ -64% |
| Dean Health Plan | HMO | $277.84 | ↓ -61% |
| Medica Exchange Inspire | Commercial | $330.45 | ↓ -54% |
| Medica Exchange Insure | Commercial | $369.96 | ↓ -48% |
| BC Illinois Community | Blue Choice | $478.98 | ↓ -33% |
| Quartz Health | HMO | $718.36 | ↑ +0% |
Visitor-reported prices
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Ther nma rdctj intus/obstrcj at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Des Moines Medical Center | Des Moines | $557.05 | $172.26 – $857.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $524.80 | $92.81 – $194.15 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $524.80 | $92.81 – $194.15 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $534.32 | $92.81 – $196.36 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $524.80 | $92.81 – $194.15 |
| UnityPoint Health - Marshalltown | Marshalltown | $524.80 | $92.81 – $194.15 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $685.52 | $78.52 – $495.29 |
| UnityPoint Health - Trinity Bettendorf | Bettendorf | $524.80 | $92.81 – $194.15 |