healthcosts.net
Sleep Study (Polysomnography) at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$1,945.04
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,431.30
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$108.33 with Aetna vs $1,945.04 with Quartz Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $108.33 | ↓ -94% |
| Molina | Medicare Advantage | $110.50 | ↓ -94% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $110.50 | ↓ -94% |
| Amerivantage | Medicare Advantage | $113.75 | ↓ -94% |
| Humana | Medicare Advantage | $113.75 | ↓ -94% |
| Meridian | MMAI (Medicare-Medicaid) | $113.75 | ↓ -94% |
| United Healthcare | Medicare Advantage | $113.75 | ↓ -94% |
| Medical Associates Health Plan | HMO | $189.58 | ↓ -90% |
| Wellmark Blue Cross and Blue Shield | HMO | $231.50 | ↓ -88% |
| Wellmark UPH Self-Funded | Commercial | $231.50 | ↓ -88% |
| Health Partners Open Network | Commercial | $246.25 | ↓ -87% |
| Aetna | HMO | $261.36 | ↓ -87% |
| BC Illinois Community | PPO | $263.49 | ↓ -86% |
| Wellmark Blue Cross and Blue Shield | PPO | $272.40 | ↓ -86% |
| Cigna/Midlands | Commercial | $284.75 | ↓ -85% |
| Aetna | PPO | $312.30 | ↓ -84% |
| United Healthcare | HMO | $316.93 | ↓ -84% |
| United Healthcare | PPO | $316.93 | ↓ -84% |
| Dean Health Plan | HMO | $340.40 | ↓ -82% |
| Amerigroup | Managed Medicaid | $894.52 | ↓ -54% |
| Iowa Total Care | Managed Medicaid | $894.52 | ↓ -54% |
| Medica Exchange Inspire | Commercial | $894.72 | ↓ -54% |
| Medica Exchange Insure | Commercial | $1,001.70 | ↓ -48% |
| BC Illinois Community | Blue Choice | $1,124.16 | ↓ -42% |
| Quartz Health | HMO | $1,945.04 | ↑ +0% |
Visitor-reported prices
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Sleep Study (Polysomnography) at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $3,244.80 | $76.25 – $4,992.00 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $4,778.55 | $108.33 – $1,756.11 |
| UnityPoint Health - Allen Hospital | Waterloo | $2,879.24 | $108.33 – $1,896.70 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $2,722.80 | $973.87 – $1,363.41 |
| MercyOne New Hampton Medical Center | New Hampton | $3,901.30 | $2,376.19 – $6,002.00 |
| MercyOne Clinton Medical Center | Clinton | $4,249.70 | $76.25 – $6,538.00 |
| MercyOne Elkader Medical Center | Elkader | $3,901.30 | $3,089.23 – $6,273.29 |
| MercyOne Des Moines Medical Center | Des Moines | $6,003.40 | $76.25 – $9,236.00 |