Rmvl pm gen w/rplc pm gen sgl lead sys at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$14,246.82
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$17,808.52
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$294.17 with Aetna vs $14,246.82 with Quartz Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $294.17 | ↓ -98% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $300.05 | ↓ -98% |
| Molina | Medicare Advantage | $300.05 | ↓ -98% |
| Humana | Medicare Advantage | $308.88 | ↓ -98% |
| Amerivantage | Medicare Advantage | $308.88 | ↓ -98% |
| United Healthcare | Medicare Advantage | $308.88 | ↓ -98% |
| Meridian | MMAI (Medicare-Medicaid) | $308.88 | ↓ -98% |
| BC Illinois Community | Blue Choice | $493.51 | ↓ -97% |
| Medical Associates Health Plan | HMO | $544.21 | ↓ -96% |
| BC Illinois Community | PPO | $587.51 | ↓ -96% |
| Wellmark UPH Self-Funded | Commercial | $670.60 | ↓ -95% |
| Wellmark Blue Cross and Blue Shield | HMO | $670.60 | ↓ -95% |
| Health Partners Open Network | Commercial | $690.30 | ↓ -95% |
| Aetna | HMO | $784.07 | ↓ -94% |
| Cigna/Midlands | Commercial | $786.36 | ↓ -94% |
| Wellmark Blue Cross and Blue Shield | PPO | $788.90 | ↓ -94% |
| Aetna | PPO | $954.29 | ↓ -93% |
| Dean Health Plan | HMO | $954.96 | ↓ -93% |
| United Healthcare | HMO | $1,037.37 | ↓ -93% |
| United Healthcare | PPO | $1,037.37 | ↓ -93% |
| Medica Exchange Inspire | Commercial | $6,553.54 | ↓ -54% |
| Amerigroup | Managed Medicaid | $7,276.48 | ↓ -49% |
| Iowa Total Care | Managed Medicaid | $7,276.48 | ↓ -49% |
| Medica Exchange Insure | Commercial | $7,337.11 | ↓ -49% |
| Quartz Health | HMO | $14,246.82 | ↑ +0% |
Visitor-reported prices
Comments
Rmvl pm gen w/rplc pm gen sgl lead sys at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $11,430.25 | $6,277.85 – $17,585.00 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $9,155.40 | $7,921.93 – $9,918.35 |
| MercyOne West Des Moines Medical Center | West Des Moines | $18,126.00 | $3,643.33 – $18,126.00 |
| MercyOne Des Moines Medical Center | Des Moines | $11,781.90 | $96.28 – $18,126.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $10,190.40 | $7,921.93 – $11,039.60 |
| MercyOne Waterloo Medical Center | Waterloo | $11,430.25 | $4,132.48 – $17,585.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $18,258.89 | $294.17 – $12,028.04 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $830.40 | $294.17 – $8,234.31 |