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Rhinp prim lat&alr crtlge&/elvtn nsl tip at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$2,936.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,670.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,088.74 with Aetna vs $5,201.22 with Amerigroup — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $1,088.74 | ↓ -63% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $1,110.51 | ↓ -62% |
| Molina | Medicare Advantage | $1,110.51 | ↓ -62% |
| Amerivantage | Medicare Advantage | $1,143.18 | ↓ -61% |
| Meridian | MMAI (Medicare-Medicaid) | $1,143.18 | ↓ -61% |
| Humana | Medicare Advantage | $1,143.18 | ↓ -61% |
| United Healthcare | Medicare Advantage | $1,143.18 | ↓ -61% |
| BC Illinois Community | Blue Choice | $1,861.45 | ↓ -37% |
| Health Partners Open Network | Commercial | $1,877.58 | ↓ -36% |
| Medical Associates Health Plan | HMO | $2,014.17 | ↓ -31% |
| Aetna | HMO | $2,215.50 | ↓ -25% |
| BC Illinois Community | PPO | $2,216.01 | ↓ -25% |
| Wellmark UPH Self-Funded | Commercial | $2,269.00 | ↓ -23% |
| Wellmark Blue Cross and Blue Shield | HMO | $2,269.00 | ↓ -23% |
| Wellmark Blue Cross and Blue Shield | PPO | $2,669.40 | ↓ -9% |
| Aetna | PPO | $2,696.64 | ↓ -8% |
| Cigna/Midlands | Commercial | $2,936.86 | ↑ +0% |
| Dean Health Plan | HMO | $3,376.40 | ↑ +15% |
| United Healthcare | HMO | $3,669.44 | ↑ +25% |
| United Healthcare | PPO | $3,669.44 | ↑ +25% |
| Iowa Total Care | Managed Medicaid | $5,201.22 | ↑ +77% |
| Amerigroup | Managed Medicaid | $5,201.22 | ↑ +77% |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Quartz Health | HMO | not published by hospital | — |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
Visitor-reported prices
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Rhinp prim lat&alr crtlge&/elvtn nsl tip at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,885.20 | not published |
| MercyOne North Iowa Medical Center | Mason City | $91,053.82 | $550.23 – $13,097.50 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,979.40 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $1,979.40 | $928.00 – $2,679.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $2,936.00 | $1,088.74 – $4,903.34 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $2,936.00 | $1,088.74 – $5,885.87 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $2,936.00 | $1,088.74 – $5,699.45 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $2,936.00 | $1,088.74 – $2,936.86 |