Repair complex wound scalp/arms/legs 2.6 - 7.5 cm at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$1,059.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,324.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$204.55 with Medica Exchange Inspire vs $818.48 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica Exchange Inspire | Commercial | $204.55 | ↓ -81% |
| Medica Exchange Insure | Commercial | $229.00 | ↓ -78% |
| Aetna | Medicare Advantage | $232.90 | ↓ -78% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $237.56 | ↓ -78% |
| Molina | Medicare Advantage | $237.56 | ↓ -78% |
| Amerivantage | Medicare Advantage | $244.55 | ↓ -77% |
| United Healthcare | Medicare Advantage | $244.55 | ↓ -77% |
| Humana | Medicare Advantage | $244.55 | ↓ -77% |
| Meridian | MMAI (Medicare-Medicaid) | $244.55 | ↓ -77% |
| Cigna/Midlands | Commercial | $293.48 | ↓ -72% |
| Medical Associates Health Plan | HMO | $430.87 | ↓ -59% |
| BC Illinois Community | PPO | $436.79 | ↓ -59% |
| Quartz Health | HMO | $444.66 | ↓ -58% |
| Dean Health Plan | HMO | $444.66 | ↓ -58% |
| Wellmark Blue Cross and Blue Shield | HMO | $459.50 | ↓ -57% |
| Wellmark UPH Self-Funded | Commercial | $459.50 | ↓ -57% |
| Health Partners Open Network | Commercial | $514.01 | ↓ -51% |
| Iowa Total Care | Managed Medicaid | $538.20 | ↓ -49% |
| Amerigroup | Managed Medicaid | $538.20 | ↓ -49% |
| Wellmark Blue Cross and Blue Shield | PPO | $540.60 | ↓ -49% |
| Aetna | HMO | $591.04 | ↓ -44% |
| BC Illinois Community | Blue Choice | $591.26 | ↓ -44% |
| Aetna | PPO | $719.73 | ↓ -32% |
| United Healthcare | HMO | $818.48 | ↓ -23% |
| United Healthcare | PPO | $818.48 | ↓ -23% |
Visitor-reported prices
Comments
Repair complex wound scalp/arms/legs 2.6 - 7.5 cm at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $804.60 | $347.10 – $585.94 |
| MercyOne Newton Medical Center | Newton | $8,460.30 | $31.45 – $789.21 |
| MercyOne North Iowa Medical Center | Mason City | $1,206.00 | $43.00 – $880.71 |
| MercyOne Genesis Davenport Medical Center | Davenport | $844.80 | $419.25 – $585.94 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $844.80 | $219.30 – $470.85 |
| MercyOne Waterloo Medical Center | Waterloo | $5,599.70 | $35.88 – $4,604.83 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,205.64 | $232.90 – $794.22 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $1,059.20 | $232.90 – $620.02 |