Pr repair sprfcl wd simple face/ears/eyelids/nose/lips/muc memb <= 2.5 cm at UnityPoint Health - Finley Hospital

350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$268.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$336.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$49.23 with Aetna vs $178.23 with Quartz Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $49.23 ↓ -82%
Molina Medicare Advantage $50.21 ↓ -81%
Wellmark Blue Cross and Blue Shield Medicare Advantage $50.21 ↓ -81%
Amerivantage Medicare Advantage $51.69 ↓ -81%
Meridian MMAI (Medicare-Medicaid) $51.69 ↓ -81%
Humana Medicare Advantage $51.69 ↓ -81%
United Healthcare Medicare Advantage $51.69 ↓ -81%
Medica Exchange Inspire Commercial $81.99 ↓ -69%
Medical Associates Health Plan HMO $91.08 ↓ -66%
Medica Exchange Insure Commercial $91.79 ↓ -66%
BC Illinois Community PPO $98.38 ↓ -63%
Wellmark UPH Self-Funded Commercial $99.00 ↓ -63%
Wellmark Blue Cross and Blue Shield HMO $99.00 ↓ -63%
Health Partners Open Network Commercial $102.13 ↓ -62%
Wellmark Blue Cross and Blue Shield PPO $116.50 ↓ -57%
Cigna/Midlands Commercial $117.63 ↓ -56%
Aetna HMO $121.96 ↓ -55%
Aetna PPO $148.77 ↓ -45%
BC Illinois Community Blue Choice $158.61 ↓ -41%
United Healthcare HMO $173.47 ↓ -35%
United Healthcare PPO $173.47 ↓ -35%
Amerigroup Managed Medicaid $174.71 ↓ -35%
Iowa Total Care Managed Medicaid $174.71 ↓ -35%
Dean Health Plan HMO $178.23 ↓ -34%
Quartz Health HMO $178.23 ↓ -34%

Visitor-reported prices

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Pr repair sprfcl wd simple face/ears/eyelids/nose/lips/muc memb <= 2.5 cm at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $245.40 $190.20 – $265.85
MercyOne New Hampton Medical Center New Hampton $265.00 $17.36 – $370.00
MercyOne Dyersville Medical Center Dyersville $265.00 $17.36 – $416.47
MercyOne Oelwein Medical Center Oelwein $265.00 $17.36 – $370.00
MercyOne Cedar Falls Medical Center Cedar Falls $149.00 $17.36 – $149.00
MercyOne Elkader Medical Center Elkader $370.00 $17.36 – $386.72
MercyOne Des Moines Medical Center Des Moines $265.00 $17.36 – $149.00
MercyOne Centerville Medical Center Centerville $370.00 $17.36 – $370.00

All Iowa hospitals for this procedure →