Pr excision benign lesion scalp/neck/hands/feet/genitalia <= 0.5 cm at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$311.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$389.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$75.25 with Aetna vs $1,424.56 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $75.25 | ↓ -76% |
| Molina | Medicare Advantage | $76.76 | ↓ -75% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $76.76 | ↓ -75% |
| Amerivantage | Medicare Advantage | $79.01 | ↓ -75% |
| United Healthcare | Medicare Advantage | $79.01 | ↓ -75% |
| Humana | Medicare Advantage | $79.01 | ↓ -75% |
| Meridian | MMAI (Medicare-Medicaid) | $79.01 | ↓ -75% |
| BC Illinois Community | PPO | $138.32 | ↓ -56% |
| Medical Associates Health Plan | HMO | $139.21 | ↓ -55% |
| Wellmark UPH Self-Funded | Commercial | $148.80 | ↓ -52% |
| Wellmark Blue Cross and Blue Shield | HMO | $148.80 | ↓ -52% |
| Health Partners Open Network | Commercial | $150.09 | ↓ -52% |
| Wellmark Blue Cross and Blue Shield | PPO | $175.10 | ↓ -44% |
| BC Illinois Community | Blue Choice | $175.37 | ↓ -44% |
| Aetna | HMO | $179.60 | ↓ -42% |
| Cigna/Midlands | Commercial | $200.29 | ↓ -36% |
| Aetna | PPO | $218.46 | ↓ -30% |
| United Healthcare | HMO | $254.37 | ↓ -18% |
| United Healthcare | PPO | $254.37 | ↓ -18% |
| Dean Health Plan | HMO | $357.88 | ↑ +15% |
| Amerigroup | Managed Medicaid | $1,424.56 | ↑ +358% |
| Iowa Total Care | Managed Medicaid | $1,424.56 | ↑ +358% |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
| Quartz Health | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Pr excision benign lesion scalp/neck/hands/feet/genitalia <= 0.5 cm at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $220.20 | not published |
| MercyOne New Hampton Medical Center | New Hampton | $331.50 | $23.01 – $510.00 |
| MercyOne Clinton Medical Center | Clinton | $15,943.17 | $2.28 – $3,534.34 |
| MercyOne Elkader Medical Center | Elkader | $423.00 | $24.28 – $442.12 |
| MercyOne Des Moines Medical Center | Des Moines | $1,044.00 | $24.28 – $273.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $2,329.80 | $1,550.93 – $2,171.30 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $231.00 | $281.05 – $2,679.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $311.20 | $75.25 – $1,342.97 |