Perq nl/pl lithotrp smpl<2cm at UnityPoint Health - Finley Hospital

350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$4,390.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,488.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$630.76 with Aetna vs $8,130.36 with Iowa Total Care — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $630.76 ↓ -86%
Wellmark Blue Cross and Blue Shield Medicare Advantage $643.38 ↓ -85%
Molina Medicare Advantage $643.38 ↓ -85%
Meridian MMAI (Medicare-Medicaid) $662.30 ↓ -85%
Humana Medicare Advantage $662.30 ↓ -85%
Amerivantage Medicare Advantage $662.30 ↓ -85%
United Healthcare Medicare Advantage $662.30 ↓ -85%
Medical Associates Health Plan HMO $1,166.91 ↓ -73%
BC Illinois Community Blue Choice $1,266.71 ↓ -71%
Wellmark UPH Self-Funded Commercial $1,343.20 ↓ -69%
Wellmark Blue Cross and Blue Shield HMO $1,343.20 ↓ -69%
BC Illinois Community PPO $1,507.99 ↓ -66%
Wellmark Blue Cross and Blue Shield PPO $1,580.20 ↓ -64%
Health Partners Open Network Commercial $1,637.93 ↓ -63%
Cigna/Midlands Commercial $1,680.58 ↓ -62%
Aetna HMO $1,928.68 ↓ -56%
Aetna PPO $2,346.84 ↓ -47%
Dean Health Plan HMO $2,524.48 ↓ -43%
United Healthcare HMO $2,743.34 ↓ -38%
United Healthcare PPO $2,743.34 ↓ -38%
Amerigroup Managed Medicaid $8,130.36 ↑ +85%
Iowa Total Care Managed Medicaid $8,130.36 ↑ +85%
Medica Exchange Insure Commercial not published by hospital
Medica Exchange Inspire Commercial not published by hospital
Quartz Health HMO not published by hospital

Visitor-reported prices

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Perq nl/pl lithotrp smpl<2cm at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Des Moines Medical Center Des Moines $39,656.56 $1.92 – $18,378.31
MercyOne North Iowa Medical Center Mason City $64,131.14 $9.09 – $20,508.88
UnityPoint Health - Allen Hospital Waterloo $16,197.63 $630.76 – $10,670.18
UnityPoint Health - Grinnell Regional Medical Center Grinnell $4,390.40 $630.76 – $9,200.58
UnityPoint Health - Iowa Lutheran Hospital Des Moines $4,390.40 $630.76 – $8,909.18
UnityPoint Health - Jones Regional Medical Center Anamosa $4,390.40 $630.76 – $1,680.58
UnityPoint Health - Marshalltown Marshalltown $16,197.63 $630.76 – $9,718.57
UnityPoint Health - St. Lukes Downtown Sioux City $4,390.40 $630.76 – $8,189.47

All Iowa hospitals for this procedure →