Multiple sleep latency test at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$948.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,186.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$52.40 with Aetna vs $570.33 with BC Illinois Community — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $52.40 | ↓ -94% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $53.45 | ↓ -94% |
| Molina | Medicare Advantage | $53.45 | ↓ -94% |
| Amerivantage | Medicare Advantage | $55.02 | ↓ -94% |
| United Healthcare | Medicare Advantage | $55.02 | ↓ -94% |
| Humana | Medicare Advantage | $55.02 | ↓ -94% |
| Meridian | MMAI (Medicare-Medicaid) | $55.02 | ↓ -94% |
| Medical Associates Health Plan | HMO | $91.70 | ↓ -90% |
| BC Illinois Community | PPO | $93.73 | ↓ -90% |
| Health Partners Open Network | Commercial | $107.15 | ↓ -89% |
| Wellmark UPH Self-Funded | Commercial | $112.10 | ↓ -88% |
| Wellmark Blue Cross and Blue Shield | HMO | $112.10 | ↓ -88% |
| Aetna | HMO | $127.32 | ↓ -87% |
| Wellmark Blue Cross and Blue Shield | PPO | $131.90 | ↓ -86% |
| Cigna/Midlands | Commercial | $137.93 | ↓ -85% |
| Aetna | PPO | $151.46 | ↓ -84% |
| United Healthcare | HMO | $153.90 | ↓ -84% |
| United Healthcare | PPO | $153.90 | ↓ -84% |
| Dean Health Plan | HMO | $165.60 | ↓ -83% |
| Amerigroup | Managed Medicaid | $466.52 | ↓ -51% |
| Iowa Total Care | Managed Medicaid | $466.52 | ↓ -51% |
| BC Illinois Community | Blue Choice | $570.33 | ↓ -40% |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Quartz Health | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Multiple sleep latency test at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $2,048.15 | $36.85 – $3,151.00 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $988.80 | $507.90 – $711.06 |
| MercyOne Des Moines Medical Center | Des Moines | $4,963.40 | $36.85 – $7,636.00 |
| MercyOne North Iowa Medical Center | Mason City | $1,636.05 | $35.78 – $2,517.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,297.80 | $507.90 – $711.06 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $264.60 | $321.93 – $2,679.00 |
| MercyOne Waterloo Medical Center | Waterloo | $1,592.50 | $36.85 – $1,739.50 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,781.30 | $52.40 – $1,173.43 |