MRI without fol w/cont, breast at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$1,581.32
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,976.65
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$348.73 with Molina vs $1,581.32 with Quartz Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Molina | Medicare Advantage | $348.73 | ↓ -78% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $348.73 | ↓ -78% |
| Aetna | Medicare Advantage | $348.73 | ↓ -78% |
| United Healthcare | Medicare Advantage | $358.99 | ↓ -77% |
| Humana | Medicare Advantage | $358.99 | ↓ -77% |
| Amerivantage | Medicare Advantage | $358.99 | ↓ -77% |
| Meridian | MMAI (Medicare-Medicaid) | $396.60 | ↓ -75% |
| BC Illinois Community | Blue Choice | $646.36 | ↓ -59% |
| Health Partners Open Network | Commercial | $652.15 | ↓ -59% |
| Dean Health Plan | HMO | $719.44 | ↓ -55% |
| Medica Exchange Inspire | Commercial | $727.41 | ↓ -54% |
| United Healthcare | HMO | $752.96 | ↓ -52% |
| United Healthcare | PPO | $752.96 | ↓ -52% |
| Aetna | HMO | $780.99 | ↓ -51% |
| BC Illinois Community | PPO | $812.40 | ↓ -49% |
| Medica Exchange Insure | Commercial | $814.38 | ↓ -48% |
| Aetna | PPO | $825.05 | ↓ -48% |
| Cigna/Midlands | Commercial | $1,043.67 | ↓ -34% |
| Medical Associates Health Plan | HMO | $1,146.46 | ↓ -27% |
| Quartz Health | HMO | $1,581.32 | ↑ +0% |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
| Wellmark Blue Cross and Blue Shield | HMO | not published by hospital | — |
| Wellmark UPH Self-Funded | Commercial | not published by hospital | — |
| Amerigroup | Managed Medicaid | not published by hospital | — |
| Wellmark Blue Cross and Blue Shield | PPO | not published by hospital | — |
Visitor-reported prices
Comments
MRI without fol w/cont, breast at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $3,140.80 | $283.84 – $4,832.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $3,129.75 | $283.84 – $3,418.65 |
| MercyOne Des Moines Medical Center | Des Moines | $651.30 | $200.40 – $1,002.00 |
| MercyOne North Iowa Medical Center | Mason City | $1,671.80 | $262.49 – $2,572.00 |
| MercyOne Waterloo Medical Center | Waterloo | $3,129.75 | $283.84 – $3,418.65 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,779.08 | $335.86 – $1,438.82 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $625.60 | $339.99 – $349.99 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $625.60 | $339.99 – $461.63 |