Mayo factor v at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$39.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$49.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3.50 with BC Illinois Community vs $32.85 with Quartz Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BC Illinois Community | PPO | $3.50 | ↓ -91% |
| United Healthcare | HMO | $10.59 | ↓ -73% |
| United Healthcare | PPO | $10.59 | ↓ -73% |
| BC Illinois Community | Blue Choice | $11.42 | ↓ -71% |
| Medica Exchange Inspire | Commercial | $15.11 | ↓ -61% |
| Medica Exchange Insure | Commercial | $16.92 | ↓ -57% |
| Wellmark Blue Cross and Blue Shield | PPO | $17.65 | ↓ -55% |
| Wellmark Blue Cross and Blue Shield | HMO | $17.65 | ↓ -55% |
| Wellmark UPH Self-Funded | Commercial | $17.65 | ↓ -55% |
| Aetna | PPO | $17.65 | ↓ -55% |
| Aetna | HMO | $17.65 | ↓ -55% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $18.00 | ↓ -54% |
| Molina | Medicare Advantage | $18.00 | ↓ -54% |
| Aetna | Medicare Advantage | $18.00 | ↓ -54% |
| Humana | Medicare Advantage | $18.53 | ↓ -53% |
| United Healthcare | Medicare Advantage | $18.53 | ↓ -53% |
| Amerivantage | Medicare Advantage | $18.53 | ↓ -53% |
| Meridian | MMAI (Medicare-Medicaid) | $20.47 | ↓ -48% |
| Cigna/Midlands | Commercial | $21.68 | ↓ -45% |
| Medical Associates Health Plan | HMO | $23.83 | ↓ -39% |
| Health Partners Open Network | Commercial | $27.46 | ↓ -30% |
| Dean Health Plan | HMO | $32.85 | ↓ -16% |
| Quartz Health | HMO | $32.85 | ↓ -16% |
| Amerigroup | Managed Medicaid | not published by hospital | — |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
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Mayo factor v at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $426.40 | $17.11 – $656.00 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $195.60 | $17.65 – $17.65 |
| MercyOne New Hampton Medical Center | New Hampton | $91.65 | $55.82 – $141.00 |
| MercyOne Dyersville Medical Center | Dyersville | $91.65 | $53.30 – $158.71 |
| MercyOne Clinton Medical Center | Clinton | $426.40 | $17.11 – $656.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $390.65 | $17.11 – $601.00 |
| MercyOne Elkader Medical Center | Elkader | $91.65 | $72.57 – $147.37 |
| MercyOne Des Moines Medical Center | Des Moines | $188.50 | $17.11 – $290.00 |