Kit lead specify 5-6-5 at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$6,692.59
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,365.73
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,735.59 with BC Illinois Community vs $6,692.58 with Quartz Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BC Illinois Community | Blue Choice | $2,735.59 | ↓ -59% |
| Medica Exchange Inspire | Commercial | $3,078.59 | ↓ -54% |
| BC Illinois Community | PPO | $3,438.32 | ↓ -49% |
| Medica Exchange Insure | Commercial | $3,446.68 | ↓ -49% |
| Health Partners Open Network | Commercial | $3,722.75 | ↓ -44% |
| Aetna | PPO | $4,182.87 | ↓ -37% |
| Aetna | HMO | $4,182.87 | ↓ -37% |
| Cigna/Midlands | Commercial | $4,417.11 | ↓ -34% |
| Medical Associates Health Plan | HMO | $4,852.12 | ↓ -28% |
| Dean Health Plan | HMO | $6,692.58 | ↓ -0% |
| Quartz Health | HMO | $6,692.58 | ↓ -0% |
| Meridian | MMAI (Medicare-Medicaid) | not published by hospital | — |
| Amerigroup | Managed Medicaid | not published by hospital | — |
| Wellmark Blue Cross and Blue Shield | PPO | not published by hospital | — |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
| Wellmark Blue Cross and Blue Shield | HMO | not published by hospital | — |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | not published by hospital | — |
| Humana | Medicare Advantage | not published by hospital | — |
| Wellmark UPH Self-Funded | Commercial | not published by hospital | — |
| United Healthcare | PPO | not published by hospital | — |
| United Healthcare | HMO | not published by hospital | — |
| United Healthcare | Medicare Advantage | not published by hospital | — |
| Amerivantage | Medicare Advantage | not published by hospital | — |
| Aetna | Medicare Advantage | not published by hospital | — |
| Molina | Medicare Advantage | not published by hospital | — |
Visitor-reported prices
Comments
Kit lead specify 5-6-5 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $13,454.45 | $51.17 – $143.33 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $12,555.00 | not published |
| MercyOne New Hampton Medical Center | New Hampton | $12,783.33 | $67.35 – $170.12 |
| MercyOne Dyersville Medical Center | Dyersville | $13,454.45 | $54.18 – $161.33 |
| MercyOne Clinton Medical Center | Clinton | $13,454.45 | $40.56 – $143.33 |
| MercyOne Oelwein Medical Center | Oelwein | $13,454.45 | $54.78 – $143.33 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $13,454.45 | $33.68 – $143.33 |
| MercyOne Elkader Medical Center | Elkader | $13,454.45 | $73.77 – $149.81 |