Intro cath dialysis circuit w/stent plcmnt at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$21,671.12
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$27,088.90
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$275.23 with Aetna vs $26,199.20 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $275.23 | ↓ -99% |
| Molina | Medicare Advantage | $280.73 | ↓ -99% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $280.73 | ↓ -99% |
| Amerivantage | Medicare Advantage | $288.99 | ↓ -99% |
| Humana | Medicare Advantage | $288.99 | ↓ -99% |
| Meridian | MMAI (Medicare-Medicaid) | $288.99 | ↓ -99% |
| United Healthcare | Medicare Advantage | $288.99 | ↓ -99% |
| Medical Associates Health Plan | HMO | $509.18 | ↓ -98% |
| Health Partners Open Network | Commercial | $571.37 | ↓ -97% |
| Wellmark UPH Self-Funded | Commercial | $615.20 | ↓ -97% |
| Wellmark Blue Cross and Blue Shield | HMO | $615.20 | ↓ -97% |
| Wellmark Blue Cross and Blue Shield | PPO | $723.80 | ↓ -97% |
| Cigna/Midlands | Commercial | $735.53 | ↓ -97% |
| BC Illinois Community | PPO | $825.87 | ↓ -96% |
| United Healthcare | HMO | $997.36 | ↓ -95% |
| United Healthcare | PPO | $997.36 | ↓ -95% |
| BC Illinois Community | Blue Choice | $7,680.75 | ↓ -65% |
| Medica Exchange Inspire | Commercial | $9,968.72 | ↓ -54% |
| Iowa Total Care | Managed Medicaid | $9,970.96 | ↓ -54% |
| Amerigroup | Managed Medicaid | $9,970.96 | ↓ -54% |
| Medica Exchange Insure | Commercial | $11,160.63 | ↓ -48% |
| Dean Health Plan | HMO | $14,361.20 | ↓ -34% |
| Quartz Health | HMO | $21,671.12 | ↑ +0% |
| Aetna | HMO | $24,800.22 | ↑ +14% |
| Aetna | PPO | $26,199.20 | ↑ +21% |
Visitor-reported prices
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Intro cath dialysis circuit w/stent plcmnt at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $12,918.00 | $10,855.42 – $13,994.50 |
| MercyOne Des Moines Medical Center | Des Moines | $12,938.25 | $4,000.91 – $22,412.03 |
| MercyOne Genesis Davenport Medical Center | Davenport | $14,920.80 | $10,855.42 – $15,197.59 |
| UnityPoint Health - Allen Hospital | Waterloo | $21,280.28 | $275.23 – $14,018.38 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $12,488.00 | $275.23 – $11,283.46 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $23,092.77 | $275.23 – $10,926.09 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $12,488.00 | $275.23 – $735.53 |
| UnityPoint Health - Marshalltown | Marshalltown | $21,280.28 | $275.23 – $12,768.17 |