Interrogate subq defib at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$148.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$185.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$30.27 with Aetna vs $117.89 with BC Illinois Community — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $30.27 | ↓ -80% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $30.88 | ↓ -79% |
| Molina | Medicare Advantage | $30.88 | ↓ -79% |
| Humana | Medicare Advantage | $31.78 | ↓ -79% |
| Meridian | MMAI (Medicare-Medicaid) | $31.78 | ↓ -79% |
| Amerivantage | Medicare Advantage | $31.78 | ↓ -79% |
| United Healthcare | Medicare Advantage | $31.78 | ↓ -79% |
| Iowa Total Care | Managed Medicaid | $32.79 | ↓ -78% |
| Amerigroup | Managed Medicaid | $32.79 | ↓ -78% |
| Health Partners Open Network | Commercial | $40.66 | ↓ -73% |
| Medica Exchange Inspire | Commercial | $41.83 | ↓ -72% |
| Medica Exchange Insure | Commercial | $46.83 | ↓ -68% |
| Aetna | HMO | $48.24 | ↓ -67% |
| Medical Associates Health Plan | HMO | $52.97 | ↓ -64% |
| Aetna | PPO | $58.98 | ↓ -60% |
| Cigna/Midlands | Commercial | $60.01 | ↓ -59% |
| BC Illinois Community | PPO | $67.69 | ↓ -54% |
| Wellmark Blue Cross and Blue Shield | HMO | $68.70 | ↓ -54% |
| Wellmark UPH Self-Funded | Commercial | $68.70 | ↓ -54% |
| Dean Health Plan | HMO | $72.68 | ↓ -51% |
| United Healthcare | PPO | $74.59 | ↓ -50% |
| United Healthcare | HMO | $74.59 | ↓ -50% |
| Wellmark Blue Cross and Blue Shield | PPO | $80.90 | ↓ -45% |
| Quartz Health | HMO | $90.93 | ↓ -39% |
| BC Illinois Community | Blue Choice | $117.89 | ↓ -20% |
Visitor-reported prices
Comments
Interrogate subq defib at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Des Moines Medical Center | Des Moines | $182.65 | $22.58 – $281.00 |
| MercyOne North Iowa Medical Center | Mason City | $31.85 | $12.54 – $80.86 |
| UnityPoint Health - Allen Hospital | Waterloo | $148.00 | $30.27 – $80.44 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $148.00 | $30.27 – $80.44 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $148.00 | $30.27 – $80.44 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $148.00 | $30.27 – $80.44 |
| UnityPoint Health - Marshalltown | Marshalltown | $148.00 | $30.27 – $80.44 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $148.00 | $20.54 – $80.44 |