Hysteroscopy ablation at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$661.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$827.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$219.02 with Aetna vs $4,340.27 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $219.02 | ↓ -67% |
| Molina | Medicare Advantage | $223.40 | ↓ -66% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $223.40 | ↓ -66% |
| Meridian | MMAI (Medicare-Medicaid) | $229.97 | ↓ -65% |
| Humana | Medicare Advantage | $229.97 | ↓ -65% |
| United Healthcare | Medicare Advantage | $229.97 | ↓ -65% |
| Amerivantage | Medicare Advantage | $229.97 | ↓ -65% |
| Medical Associates Health Plan | HMO | $405.19 | ↓ -39% |
| BC Illinois Community | PPO | $442.80 | ↓ -33% |
| Wellmark Blue Cross and Blue Shield | HMO | $464.00 | ↓ -30% |
| Wellmark UPH Self-Funded | Commercial | $464.00 | ↓ -30% |
| Wellmark Blue Cross and Blue Shield | PPO | $545.90 | ↓ -17% |
| Cigna/Midlands | Commercial | $586.37 | ↓ -11% |
| Health Partners Open Network | Commercial | $639.30 | ↓ -3% |
| Aetna | HMO | $751.90 | ↑ +14% |
| Dean Health Plan | HMO | $760.84 | ↑ +15% |
| United Healthcare | HMO | $775.31 | ↑ +17% |
| United Healthcare | PPO | $775.31 | ↑ +17% |
| Aetna | PPO | $915.43 | ↑ +38% |
| BC Illinois Community | Blue Choice | $1,211.37 | ↑ +83% |
| Amerigroup | Managed Medicaid | $4,340.27 | ↑ +556% |
| Iowa Total Care | Managed Medicaid | $4,340.27 | ↑ +556% |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Quartz Health | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Hysteroscopy ablation at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $3,116.40 | not published |
| MercyOne Clinton Medical Center | Clinton | $25,185.06 | $11.08 – $10,705.01 |
| MercyOne West Des Moines Medical Center | West Des Moines | $20,991.69 | $9.09 – $9,711.82 |
| MercyOne Des Moines Medical Center | Des Moines | $24,726.74 | $9.09 – $9,711.82 |
| MercyOne North Iowa Medical Center | Mason City | $44,583.86 | $12.00 – $10,837.70 |
| MercyOne Genesis Davenport Medical Center | Davenport | $3,272.40 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $3,272.40 | $928.00 – $3,981.42 |
| MercyOne Waterloo Medical Center | Waterloo | $36,092.73 | $11.08 – $9,666.21 |