Ghs paravert facet/nerve cerv ea add bil at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$918.42
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,148.02
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$54.36 with Aetna vs $459.21 with Quartz Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $54.36 | ↓ -94% |
| Molina | Medicare Advantage | $55.45 | ↓ -94% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $55.45 | ↓ -94% |
| United Healthcare | Medicare Advantage | $57.08 | ↓ -94% |
| Humana | Medicare Advantage | $57.08 | ↓ -94% |
| Meridian | MMAI (Medicare-Medicaid) | $57.08 | ↓ -94% |
| Amerivantage | Medicare Advantage | $57.08 | ↓ -94% |
| Medical Associates Health Plan | HMO | $100.57 | ↓ -89% |
| Wellmark UPH Self-Funded | Commercial | $114.90 | ↓ -87% |
| Wellmark Blue Cross and Blue Shield | HMO | $114.90 | ↓ -87% |
| BC Illinois Community | PPO | $116.51 | ↓ -87% |
| Health Partners Open Network | Commercial | $116.98 | ↓ -87% |
| Wellmark Blue Cross and Blue Shield | PPO | $135.10 | ↓ -85% |
| Aetna | HMO | $135.38 | ↓ -85% |
| Cigna/Midlands | Commercial | $145.83 | ↓ -84% |
| BC Illinois Community | Blue Choice | $154.69 | ↓ -83% |
| Aetna | PPO | $164.83 | ↓ -82% |
| United Healthcare | HMO | $192.91 | ↓ -79% |
| United Healthcare | PPO | $192.91 | ↓ -79% |
| Medica Exchange Inspire | Commercial | $211.24 | ↓ -77% |
| Medica Exchange Insure | Commercial | $236.49 | ↓ -74% |
| Dean Health Plan | HMO | $275.08 | ↓ -70% |
| Quartz Health | HMO | $459.21 | ↓ -50% |
| Amerigroup | Managed Medicaid | not published by hospital | — |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
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Ghs paravert facet/nerve cerv ea add bil at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,076.40 | not published |
| MercyOne Des Moines Medical Center | Des Moines | $3,859.70 | $795.76 – $3,959.00 |
| MercyOne Centerville Medical Center | Centerville | $2,324.00 | $32.59 – $1,549.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,088.40 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $931.20 | $148.19 – $352.24 |
| MercyOne Waterloo Medical Center | Waterloo | $1,294.80 | $312.08 – $3,576.15 |
| UnityPoint Health - Allen Hospital | Waterloo | $4,827.44 | $44.16 – $114.90 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $478.40 | $54.36 – $145.83 |