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Ghs i and d pilonidal cyst simple at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$512.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$641.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$94.69 with Aetna vs $618.62 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $94.69 | ↓ -82% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $96.58 | ↓ -81% |
| Molina | Medicare Advantage | $96.58 | ↓ -81% |
| Humana | Medicare Advantage | $99.42 | ↓ -81% |
| United Healthcare | Medicare Advantage | $99.42 | ↓ -81% |
| Amerivantage | Medicare Advantage | $99.42 | ↓ -81% |
| Meridian | MMAI (Medicare-Medicaid) | $99.42 | ↓ -81% |
| Medica Exchange Inspire | Commercial | $102.90 | ↓ -80% |
| Medica Exchange Insure | Commercial | $115.20 | ↓ -78% |
| Cigna/Midlands | Commercial | $147.64 | ↓ -71% |
| Medical Associates Health Plan | HMO | $175.18 | ↓ -66% |
| BC Illinois Community | PPO | $178.79 | ↓ -65% |
| Health Partners Open Network | Commercial | $187.97 | ↓ -63% |
| Wellmark UPH Self-Funded | Commercial | $189.10 | ↓ -63% |
| Wellmark Blue Cross and Blue Shield | HMO | $189.10 | ↓ -63% |
| Wellmark Blue Cross and Blue Shield | PPO | $222.50 | ↓ -57% |
| Dean Health Plan | HMO | $223.70 | ↓ -56% |
| Quartz Health | HMO | $223.70 | ↓ -56% |
| Aetna | HMO | $227.84 | ↓ -56% |
| Aetna | PPO | $277.45 | ↓ -46% |
| United Healthcare | PPO | $316.90 | ↓ -38% |
| United Healthcare | HMO | $316.90 | ↓ -38% |
| BC Illinois Community | Blue Choice | $342.75 | ↓ -33% |
| Amerigroup | Managed Medicaid | $618.62 | ↑ +21% |
| Iowa Total Care | Managed Medicaid | $618.62 | ↑ +21% |
Visitor-reported prices
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Ghs i and d pilonidal cyst simple at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $358.80 | $388.70 – $673.49 |
| MercyOne New Hampton Medical Center | New Hampton | $344.00 | $18.43 – $235.00 |
| MercyOne Des Moines Medical Center | Des Moines | $17,980.90 | $0.96 – $1,374.78 |
| MercyOne Centerville Medical Center | Centerville | $2,111.00 | $579.26 – $2,111.00 |
| MercyOne North Iowa Medical Center | Mason City | $2,766.00 | $18.43 – $1,534.15 |
| MercyOne Genesis Davenport Medical Center | Davenport | $433.80 | $469.95 – $673.49 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $433.80 | $245.82 – $400.77 |
| MercyOne Waterloo Medical Center | Waterloo | $32,113.22 | $6.84 – $3,576.15 |