Ghs i and d pilonidal cyst complex at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$1,486.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,858.44
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$152.64 with Aetna vs $1,486.75 with Quartz Health — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $152.64 | ↓ -90% |
| Molina | Medicare Advantage | $155.69 | ↓ -90% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $155.69 | ↓ -90% |
| United Healthcare | Medicare Advantage | $160.27 | ↓ -89% |
| Humana | Medicare Advantage | $160.27 | ↓ -89% |
| Meridian | MMAI (Medicare-Medicaid) | $160.27 | ↓ -89% |
| Amerivantage | Medicare Advantage | $160.27 | ↓ -89% |
| Medical Associates Health Plan | HMO | $282.38 | ↓ -81% |
| BC Illinois Community | PPO | $296.16 | ↓ -80% |
| Wellmark UPH Self-Funded | Commercial | $307.10 | ↓ -79% |
| Wellmark Blue Cross and Blue Shield | HMO | $307.10 | ↓ -79% |
| Health Partners Open Network | Commercial | $312.82 | ↓ -79% |
| Wellmark Blue Cross and Blue Shield | PPO | $361.30 | ↓ -76% |
| Aetna | HMO | $375.29 | ↓ -75% |
| Cigna/Midlands | Commercial | $408.29 | ↓ -73% |
| Aetna | PPO | $457.03 | ↓ -69% |
| BC Illinois Community | Blue Choice | $478.43 | ↓ -68% |
| United Healthcare | HMO | $530.52 | ↓ -64% |
| United Healthcare | PPO | $530.52 | ↓ -64% |
| Amerigroup | Managed Medicaid | $618.62 | ↓ -58% |
| Iowa Total Care | Managed Medicaid | $618.62 | ↓ -58% |
| Medica Exchange Inspire | Commercial | $683.91 | ↓ -54% |
| Medica Exchange Insure | Commercial | $765.68 | ↓ -49% |
| Dean Health Plan | HMO | $855.60 | ↓ -42% |
| Quartz Health | HMO | $1,486.75 | ↓ -0% |
Visitor-reported prices
Comments
Ghs i and d pilonidal cyst complex at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $483.00 | $447.85 – $673.49 |
| MercyOne Genesis Davenport Medical Center | Davenport | $507.00 | $540.80 – $673.49 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $507.00 | $282.88 – $607.36 |
| MercyOne Waterloo Medical Center | Waterloo | $2,006.55 | $32.60 – $3,576.15 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,398.16 | $152.64 – $921.04 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $1,856.49 | $152.64 – $935.21 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $2,593.93 | $152.64 – $953.27 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $744.00 | $119.09 – $290.99 |