Family therapy with patient 50 min 90847 at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$262.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$328.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$100.44 with Aetna vs $274.48 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $100.44 | ↓ -62% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $102.45 | ↓ -61% |
| Molina | Medicare Advantage | $102.45 | ↓ -61% |
| Meridian | MMAI (Medicare-Medicaid) | $105.46 | ↓ -60% |
| Humana | Medicare Advantage | $105.46 | ↓ -60% |
| Amerivantage | Medicare Advantage | $105.46 | ↓ -60% |
| United Healthcare | Medicare Advantage | $105.46 | ↓ -60% |
| Medica Exchange Inspire | Commercial | $120.89 | ↓ -54% |
| Medica Exchange Insure | Commercial | $135.34 | ↓ -49% |
| Amerigroup | Managed Medicaid | $141.27 | ↓ -46% |
| Iowa Total Care | Managed Medicaid | $141.27 | ↓ -46% |
| Wellmark Blue Cross and Blue Shield | PPO | $149.20 | ↓ -43% |
| Wellmark Blue Cross and Blue Shield | HMO | $149.20 | ↓ -43% |
| Wellmark UPH Self-Funded | Commercial | $149.20 | ↓ -43% |
| Health Partners Open Network | Commercial | $159.54 | ↓ -39% |
| BC Illinois Community | Blue Choice | $169.81 | ↓ -35% |
| Aetna | HMO | $172.89 | ↓ -34% |
| Cigna/Midlands | Commercial | $173.45 | ↓ -34% |
| Medical Associates Health Plan | HMO | $175.77 | ↓ -33% |
| Aetna | PPO | $179.60 | ↓ -32% |
| BC Illinois Community | PPO | $202.15 | ↓ -23% |
| Dean Health Plan | HMO | $262.80 | ↑ +0% |
| Quartz Health | HMO | $262.80 | ↑ +0% |
| United Healthcare | HMO | $274.48 | ↑ +4% |
| United Healthcare | PPO | $274.48 | ↑ +4% |
Visitor-reported prices
Comments
Family therapy with patient 50 min 90847 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $104.00 | $57.12 – $181.34 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $231.60 | $153.80 – $215.32 |
| MercyOne New Hampton Medical Center | New Hampton | $302.90 | $184.49 – $466.00 |
| MercyOne Oelwein Medical Center | Oelwein | $302.90 | $178.11 – $466.00 |
| MercyOne North Iowa Medical Center | Mason City | $315.00 | $27.91 – $466.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $258.00 | $153.80 – $215.32 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $174.00 | $211.70 – $2,679.00 |
| MercyOne Waterloo Medical Center | Waterloo | $315.00 | $27.91 – $349.16 |