Ext ecg>48hr<7d scan a/r at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$114.17
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$142.71
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$52.52 with Medica Exchange Inspire vs $549.50 with Wellmark Blue Cross and Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica Exchange Inspire | Commercial | $52.52 | ↓ -54% |
| Medica Exchange Insure | Commercial | $58.80 | ↓ -48% |
| Cigna/Midlands | Commercial | $75.35 | ↓ -34% |
| Medical Associates Health Plan | HMO | $82.77 | ↓ -28% |
| United Healthcare | PPO | $106.12 | ↓ -7% |
| United Healthcare | HMO | $106.12 | ↓ -7% |
| Iowa Total Care | Managed Medicaid | $113.34 | ↓ -1% |
| Amerigroup | Managed Medicaid | $113.34 | ↓ -1% |
| Dean Health Plan | HMO | $114.17 | ↑ +0% |
| Quartz Health | HMO | $114.17 | ↑ +0% |
| Molina | Medicare Advantage | $125.87 | ↑ +10% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $125.87 | ↑ +10% |
| Aetna | Medicare Advantage | $125.87 | ↑ +10% |
| United Healthcare | Medicare Advantage | $129.57 | ↑ +13% |
| Amerivantage | Medicare Advantage | $129.57 | ↑ +13% |
| Humana | Medicare Advantage | $129.57 | ↑ +13% |
| Meridian | MMAI (Medicare-Medicaid) | $143.15 | ↑ +25% |
| BC Illinois Community | Blue Choice | $214.06 | ↑ +87% |
| Health Partners Open Network | Commercial | $235.39 | ↑ +106% |
| BC Illinois Community | PPO | $254.83 | ↑ +123% |
| Aetna | HMO | $281.89 | ↑ +147% |
| Aetna | PPO | $297.79 | ↑ +161% |
| Wellmark Blue Cross and Blue Shield | HMO | $467.10 | ↑ +309% |
| Wellmark UPH Self-Funded | Commercial | $467.10 | ↑ +309% |
| Wellmark Blue Cross and Blue Shield | PPO | $549.50 | ↑ +381% |
Visitor-reported prices
Comments
Ext ecg>48hr<7d scan a/r at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $131.30 | $72.11 – $331.00 |
| MercyOne Des Moines Medical Center | Des Moines | $105.30 | $32.56 – $530.00 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $120.16 | $39.35 – $467.10 |
| UnityPoint Health - Trinity Bettendorf | Bettendorf | $387.21 | $106.12 – $467.10 |
| UnityPoint Health - Trinity Muscatine | Muscatine | $387.21 | $106.12 – $264.75 |
| UnityPoint Health - St. Luke's Hospital | Cedar Rapids | $367.73 | $106.12 – $467.10 |
| MercyOne Genesis Davenport West Medical Center | Davenport | not published | $123.39 – $172.74 |
| MercyOne Genesis Davenport Medical Center | Davenport | not published | $123.39 – $172.74 |