Exc malig snhfg 2.1-3 cm 11623 at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$736.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$920.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$188.91 with Aetna vs $1,424.56 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $188.91 | ↓ -74% |
| Molina | Medicare Advantage | $192.69 | ↓ -74% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $192.69 | ↓ -74% |
| Amerivantage | Medicare Advantage | $198.36 | ↓ -73% |
| United Healthcare | Medicare Advantage | $198.36 | ↓ -73% |
| Humana | Medicare Advantage | $198.36 | ↓ -73% |
| Meridian | MMAI (Medicare-Medicaid) | $198.36 | ↓ -73% |
| Medical Associates Health Plan | HMO | $349.48 | ↓ -53% |
| BC Illinois Community | PPO | $355.20 | ↓ -52% |
| Wellmark UPH Self-Funded | Commercial | $373.50 | ↓ -49% |
| Wellmark Blue Cross and Blue Shield | HMO | $373.50 | ↓ -49% |
| Health Partners Open Network | Commercial | $388.28 | ↓ -47% |
| BC Illinois Community | Blue Choice | $415.84 | ↓ -44% |
| Wellmark Blue Cross and Blue Shield | PPO | $439.40 | ↓ -40% |
| Aetna | HMO | $469.08 | ↓ -36% |
| Cigna/Midlands | Commercial | $502.78 | ↓ -32% |
| Aetna | PPO | $572.30 | ↓ -22% |
| United Healthcare | HMO | $654.38 | ↓ -11% |
| United Healthcare | PPO | $654.38 | ↓ -11% |
| Dean Health Plan | HMO | $846.40 | ↑ +15% |
| Amerigroup | Managed Medicaid | $1,424.56 | ↑ +94% |
| Iowa Total Care | Managed Medicaid | $1,424.56 | ↑ +94% |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
| Quartz Health | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Exc malig snhfg 2.1-3 cm 11623 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $543.00 | not published |
| MercyOne Des Moines Medical Center | Des Moines | $3,110.90 | $961.99 – $4,786.00 |
| MercyOne North Iowa Medical Center | Mason City | $1,047.80 | $67.10 – $3,578.15 |
| MercyOne Genesis Davenport Medical Center | Davenport | $2,329.80 | $1,550.93 – $2,171.30 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $570.00 | $693.50 – $2,679.00 |
| MercyOne Waterloo Medical Center | Waterloo | $2,219.10 | $802.29 – $3,576.15 |
| UnityPoint Health - Allen Hospital | Waterloo | $736.00 | $188.91 – $1,342.97 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $736.00 | $188.91 – $1,612.08 |