Echo transthoracic at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$986.06
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,232.57
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$56.23 with Aetna vs $986.06 with Quartz Health — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $56.23 | ↓ -94% |
| Molina | Medicare Advantage | $57.35 | ↓ -94% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $57.35 | ↓ -94% |
| Meridian | MMAI (Medicare-Medicaid) | $59.04 | ↓ -94% |
| Humana | Medicare Advantage | $59.04 | ↓ -94% |
| United Healthcare | Medicare Advantage | $59.04 | ↓ -94% |
| Amerivantage | Medicare Advantage | $59.04 | ↓ -94% |
| Medical Associates Health Plan | HMO | $98.40 | ↓ -90% |
| Wellmark UPH Self-Funded | Commercial | $120.10 | ↓ -88% |
| Wellmark Blue Cross and Blue Shield | HMO | $120.10 | ↓ -88% |
| Health Partners Open Network | Commercial | $120.36 | ↓ -88% |
| BC Illinois Community | PPO | $126.04 | ↓ -87% |
| Aetna | HMO | $134.03 | ↓ -86% |
| Wellmark Blue Cross and Blue Shield | PPO | $141.30 | ↓ -86% |
| Cigna/Midlands | Commercial | $147.99 | ↓ -85% |
| Aetna | PPO | $155.44 | ↓ -84% |
| Dean Health Plan | HMO | $165.60 | ↓ -83% |
| United Healthcare | HMO | $177.69 | ↓ -82% |
| United Healthcare | PPO | $177.69 | ↓ -82% |
| BC Illinois Community | Blue Choice | $366.78 | ↓ -63% |
| Medica Exchange Inspire | Commercial | $453.59 | ↓ -54% |
| Amerigroup | Managed Medicaid | $482.08 | ↓ -51% |
| Iowa Total Care | Managed Medicaid | $482.08 | ↓ -51% |
| Medica Exchange Insure | Commercial | $507.82 | ↓ -49% |
| Quartz Health | HMO | $986.06 | ↑ +0% |
Visitor-reported prices
Comments
Echo transthoracic at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $1,798.55 | $490.22 – $2,767.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $1,852.50 | $38.34 – $2,023.50 |
| MercyOne West Des Moines Medical Center | West Des Moines | $1,973.00 | $396.57 – $1,973.00 |
| MercyOne Des Moines Medical Center | Des Moines | $1,402.05 | $433.56 – $2,157.00 |
| MercyOne Waterloo Medical Center | Waterloo | $1,189.50 | $38.34 – $1,299.30 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,466.79 | $56.23 – $966.24 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $501.60 | $56.23 – $545.54 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $501.60 | $56.23 – $528.26 |