Echo tee guidance at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$1,917.87
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,397.33
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$203.16 with Aetna vs $1,917.86 with Quartz Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $203.16 | ↓ -89% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $207.22 | ↓ -89% |
| Molina | Medicare Advantage | $207.22 | ↓ -89% |
| Meridian | MMAI (Medicare-Medicaid) | $213.32 | ↓ -89% |
| Humana | Medicare Advantage | $213.32 | ↓ -89% |
| Amerivantage | Medicare Advantage | $213.32 | ↓ -89% |
| United Healthcare | Medicare Advantage | $213.32 | ↓ -89% |
| Medical Associates Health Plan | HMO | $355.53 | ↓ -81% |
| BC Illinois Community | Blue Choice | $391.69 | ↓ -80% |
| Health Partners Open Network | Commercial | $412.42 | ↓ -78% |
| Wellmark UPH Self-Funded | Commercial | $440.40 | ↓ -77% |
| Wellmark Blue Cross and Blue Shield | HMO | $440.40 | ↓ -77% |
| BC Illinois Community | PPO | $466.30 | ↓ -76% |
| Aetna | HMO | $489.21 | ↓ -74% |
| Wellmark Blue Cross and Blue Shield | PPO | $518.10 | ↓ -73% |
| Cigna/Midlands | Commercial | $533.16 | ↓ -72% |
| Aetna | PPO | $583.02 | ↓ -70% |
| Dean Health Plan | HMO | $595.24 | ↓ -69% |
| United Healthcare | HMO | $638.50 | ↓ -67% |
| United Healthcare | PPO | $638.50 | ↓ -67% |
| Medica Exchange Inspire | Commercial | $882.22 | ↓ -54% |
| Medica Exchange Insure | Commercial | $987.70 | ↓ -49% |
| Quartz Health | HMO | $1,917.86 | ↓ -0% |
| Amerigroup | Managed Medicaid | not published by hospital | — |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
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Echo tee guidance at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $1,652.30 | $505.00 – $2,542.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $2,776.00 | $530.00 – $2,776.00 |
| MercyOne North Iowa Medical Center | Mason City | $1,804.40 | $710.66 – $2,776.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $2,238.71 | $203.16 – $1,474.75 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $517.60 | $203.16 – $533.16 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $2,203.11 | $203.16 – $809.64 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $517.60 | $203.16 – $533.16 |
| UnityPoint Health - Marshalltown | Marshalltown | $2,238.71 | $203.16 – $1,343.22 |