Dress/debride pt-thick burn/<5% bs 16020 at UnityPoint Health - Finley Hospital

350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$325.43

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$406.78

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$49.99 with Aetna vs $325.42 with Quartz Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $49.99 ↓ -85%
Wellmark Blue Cross and Blue Shield Medicare Advantage $50.99 ↓ -84%
Molina Medicare Advantage $50.99 ↓ -84%
United Healthcare Medicare Advantage $52.49 ↓ -84%
Humana Medicare Advantage $52.49 ↓ -84%
Meridian MMAI (Medicare-Medicaid) $52.49 ↓ -84%
Amerivantage Medicare Advantage $52.49 ↓ -84%
Medical Associates Health Plan HMO $92.48 ↓ -72%
BC Illinois Community PPO $95.18 ↓ -71%
Wellmark Blue Cross and Blue Shield HMO $100.20 ↓ -69%
Wellmark UPH Self-Funded Commercial $100.20 ↓ -69%
Health Partners Open Network Commercial $101.30 ↓ -69%
Wellmark Blue Cross and Blue Shield PPO $117.90 ↓ -64%
Aetna HMO $119.29 ↓ -63%
BC Illinois Community Blue Choice $120.14 ↓ -63%
Cigna/Midlands Commercial $133.72 ↓ -59%
Aetna PPO $146.08 ↓ -55%
Medica Exchange Inspire Commercial $149.70 ↓ -54%
Medica Exchange Insure Commercial $167.59 ↓ -49%
United Healthcare HMO $167.75 ↓ -48%
United Healthcare PPO $167.75 ↓ -48%
Amerigroup Managed Medicaid $174.71 ↓ -46%
Iowa Total Care Managed Medicaid $174.71 ↓ -46%
Dean Health Plan HMO $231.84 ↓ -29%
Quartz Health HMO $325.42 ↓ -0%

Visitor-reported prices

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Dress/debride pt-thick burn/<5% bs 16020 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $252.00 $190.20 – $266.28
MercyOne Dyersville Medical Center Dyersville $182.65 $106.22 – $316.29
MercyOne Clinton Medical Center Clinton $550.06 $13.13 – $509.00
MercyOne Oelwein Medical Center Oelwein $182.65 $57.16 – $281.00
MercyOne Des Moines Medical Center Des Moines $330.85 $13.13 – $509.00
MercyOne North Iowa Medical Center Mason City $1,145.00 $13.13 – $816.00
MercyOne Genesis Davenport Medical Center Davenport $304.80 $190.20 – $266.28
MercyOne Genesis DeWitt Medical Center DeWitt $304.80 $172.72 – $187.61

All Iowa hospitals for this procedure →