Disability dlco at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$94.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$118.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$10.92 with Aetna vs $137.56 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $10.92 | ↓ -88% |
| Molina | Medicare Advantage | $11.14 | ↓ -88% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $11.14 | ↓ -88% |
| Amerivantage | Medicare Advantage | $11.47 | ↓ -88% |
| Humana | Medicare Advantage | $11.47 | ↓ -88% |
| Meridian | MMAI (Medicare-Medicaid) | $11.47 | ↓ -88% |
| United Healthcare | Medicare Advantage | $11.47 | ↓ -88% |
| Medical Associates Health Plan | HMO | $19.11 | ↓ -80% |
| Wellmark Blue Cross and Blue Shield | HMO | $22.10 | ↓ -77% |
| Wellmark UPH Self-Funded | Commercial | $22.10 | ↓ -77% |
| Health Partners Open Network | Commercial | $23.85 | ↓ -75% |
| BC Illinois Community | PPO | $25.36 | ↓ -73% |
| Wellmark Blue Cross and Blue Shield | PPO | $26.00 | ↓ -72% |
| Aetna | HMO | $26.81 | ↓ -72% |
| Cigna/Midlands | Commercial | $28.73 | ↓ -70% |
| United Healthcare | HMO | $32.16 | ↓ -66% |
| United Healthcare | PPO | $32.16 | ↓ -66% |
| Aetna | PPO | $32.16 | ↓ -66% |
| Dean Health Plan | HMO | $32.20 | ↓ -66% |
| BC Illinois Community | Blue Choice | $77.04 | ↓ -18% |
| Amerigroup | Managed Medicaid | $137.56 | ↑ +46% |
| Iowa Total Care | Managed Medicaid | $137.56 | ↑ +46% |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Quartz Health | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Disability dlco at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $121.55 | $66.76 – $431.43 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $171.60 | $148.85 – $149.77 |
| MercyOne Des Moines Medical Center | Des Moines | $352.30 | $7.67 – $542.00 |
| MercyOne Centerville Medical Center | Centerville | $581.00 | $159.43 – $581.00 |
| MercyOne Newton Medical Center | Newton | $377.65 | $7.67 – $581.00 |
| MercyOne North Iowa Medical Center | Mason City | $129.00 | $7.46 – $467.79 |
| MercyOne Genesis Davenport Medical Center | Davenport | $191.40 | $149.77 – $207.35 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $191.40 | $97.09 – $108.46 |