Debrid/rmv fgn bdy/open fx/skin/sq 11010 at UnityPoint Health - Finley Hospital

350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$1,160.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,450.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$246.88 with Aetna vs $1,334.00 with Dean Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $246.88 ↓ -79%
Molina Medicare Advantage $251.82 ↓ -78%
Wellmark Blue Cross and Blue Shield Medicare Advantage $251.82 ↓ -78%
Amerivantage Medicare Advantage $259.22 ↓ -78%
Humana Medicare Advantage $259.22 ↓ -78%
Meridian MMAI (Medicare-Medicaid) $259.22 ↓ -78%
United Healthcare Medicare Advantage $259.22 ↓ -78%
Medical Associates Health Plan HMO $456.73 ↓ -61%
BC Illinois Community PPO $475.55 ↓ -59%
Wellmark UPH Self-Funded Commercial $493.90 ↓ -57%
Wellmark Blue Cross and Blue Shield HMO $493.90 ↓ -57%
Health Partners Open Network Commercial $522.19 ↓ -55%
Wellmark Blue Cross and Blue Shield PPO $581.00 ↓ -50%
Iowa Total Care Managed Medicaid $618.62 ↓ -47%
Amerigroup Managed Medicaid $618.62 ↓ -47%
Aetna HMO $620.54 ↓ -47%
BC Illinois Community Blue Choice $628.24 ↓ -46%
Cigna/Midlands Commercial $656.72 ↓ -43%
Aetna PPO $755.93 ↓ -35%
United Healthcare PPO $853.12 ↓ -26%
United Healthcare HMO $853.12 ↓ -26%
Dean Health Plan HMO $1,334.00 ↑ +15%
Medica Exchange Insure Commercial not published by hospital
Medica Exchange Inspire Commercial not published by hospital
Quartz Health HMO not published by hospital

Visitor-reported prices

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Debrid/rmv fgn bdy/open fx/skin/sq 11010 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $885.60 not published
MercyOne Clinton Medical Center Clinton $902.00 $74.33 – $782.67
MercyOne Genesis Davenport Medical Center Davenport $930.00 not published
MercyOne Genesis DeWitt Medical Center DeWitt $930.00 $928.00 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $902.00 $74.33 – $902.00
UnityPoint Health - Allen Hospital Waterloo $1,259.98 $246.88 – $830.01
UnityPoint Health - Grinnell Regional Medical Center Grinnell $1,160.00 $246.88 – $700.05
UnityPoint Health - Iowa Lutheran Hospital Des Moines $1,160.00 $178.45 – $677.87

All Iowa hospitals for this procedure →