Cystoscopy chemodenervation at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$886.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,108.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$151.65 with Aetna vs $1,801.11 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $151.65 | ↓ -83% |
| Molina | Medicare Advantage | $154.68 | ↓ -83% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $154.68 | ↓ -83% |
| Meridian | MMAI (Medicare-Medicaid) | $159.23 | ↓ -82% |
| Humana | Medicare Advantage | $159.23 | ↓ -82% |
| Amerivantage | Medicare Advantage | $159.23 | ↓ -82% |
| United Healthcare | Medicare Advantage | $159.23 | ↓ -82% |
| Medical Associates Health Plan | HMO | $280.55 | ↓ -68% |
| Wellmark Blue Cross and Blue Shield | HMO | $323.40 | ↓ -64% |
| Wellmark UPH Self-Funded | Commercial | $323.40 | ↓ -64% |
| Health Partners Open Network | Commercial | $328.86 | ↓ -63% |
| Aetna | HMO | $376.62 | ↓ -58% |
| Wellmark Blue Cross and Blue Shield | PPO | $380.50 | ↓ -57% |
| BC Illinois Community | PPO | $394.19 | ↓ -56% |
| Cigna/Midlands | Commercial | $403.25 | ↓ -55% |
| Aetna | PPO | $458.37 | ↓ -48% |
| United Healthcare | HMO | $533.90 | ↓ -40% |
| United Healthcare | PPO | $533.90 | ↓ -40% |
| BC Illinois Community | Blue Choice | $729.58 | ↓ -18% |
| Dean Health Plan | HMO | $1,019.36 | ↑ +15% |
| Amerigroup | Managed Medicaid | $1,801.11 | ↑ +103% |
| Iowa Total Care | Managed Medicaid | $1,801.11 | ↑ +103% |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Quartz Health | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Cystoscopy chemodenervation at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $13,057.20 | $650.00 – $4,176.77 |
| MercyOne Centerville Medical Center | Centerville | $10,793.15 | $1,171.14 – $4,268.00 |
| MercyOne Waterloo Medical Center | Waterloo | $3,810.30 | $1,377.57 – $5,862.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $886.40 | $151.65 – $1,697.96 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $886.40 | $151.65 – $2,038.19 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $886.40 | $151.65 – $1,973.64 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $886.40 | $151.65 – $403.25 |
| UnityPoint Health - Marshalltown | Marshalltown | $886.40 | $151.65 – $1,993.39 |