Ctrl nosebld postir subsq 30906 at UnityPoint Health - Finley Hospital

350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$860.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,076.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$117.50 with Aetna vs $557.75 with BC Illinois Community — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $117.50 ↓ -86%
Wellmark Blue Cross and Blue Shield Medicare Advantage $119.85 ↓ -86%
Molina Medicare Advantage $119.85 ↓ -86%
United Healthcare Medicare Advantage $123.38 ↓ -86%
Amerivantage Medicare Advantage $123.38 ↓ -86%
Humana Medicare Advantage $123.38 ↓ -86%
Meridian MMAI (Medicare-Medicaid) $123.38 ↓ -86%
Medica Exchange Inspire Commercial $159.27 ↓ -81%
Medica Exchange Insure Commercial $178.31 ↓ -79%
Iowa Total Care Managed Medicaid $204.18 ↓ -76%
Amerigroup Managed Medicaid $204.18 ↓ -76%
Medical Associates Health Plan HMO $217.38 ↓ -75%
Cigna/Midlands Commercial $228.52 ↓ -73%
Wellmark Blue Cross and Blue Shield HMO $244.00 ↓ -72%
Wellmark UPH Self-Funded Commercial $244.00 ↓ -72%
Health Partners Open Network Commercial $249.19 ↓ -71%
BC Illinois Community PPO $249.35 ↓ -71%
Wellmark Blue Cross and Blue Shield PPO $287.10 ↓ -67%
Aetna HMO $290.84 ↓ -66%
Dean Health Plan HMO $346.24 ↓ -60%
Quartz Health HMO $346.24 ↓ -60%
Aetna PPO $353.82 ↓ -59%
United Healthcare PPO $423.48 ↓ -51%
United Healthcare HMO $423.48 ↓ -51%
BC Illinois Community Blue Choice $557.75 ↓ -35%

Visitor-reported prices

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Ctrl nosebld postir subsq 30906 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $517.20 $222.29 – $234.00
MercyOne Genesis Davenport Medical Center Davenport $543.00 $222.29 – $282.75
MercyOne Genesis DeWitt Medical Center DeWitt $543.00 $147.90 – $317.55
UnityPoint Health - Allen Hospital Waterloo $860.80 $107.74 – $249.19
UnityPoint Health - Grinnell Regional Medical Center Grinnell $860.80 $117.50 – $304.59
UnityPoint Health - Iowa Lutheran Hospital Des Moines $860.80 $55.43 – $249.19
UnityPoint Health - Jones Regional Medical Center Anamosa $860.80 $56.04 – $136.94
UnityPoint Health - Marshalltown Marshalltown $860.80 $80.06 – $225.98

All Iowa hospitals for this procedure →