CT neck soft tissue without & w/contrast at UnityPoint Health - Finley Hospital

350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$1,673.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,091.45

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$70.56 with Aetna vs $1,673.16 with Quartz Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $70.56 ↓ -96%
Molina Medicare Advantage $71.97 ↓ -96%
Wellmark Blue Cross and Blue Shield Medicare Advantage $71.97 ↓ -96%
Amerivantage Medicare Advantage $74.09 ↓ -96%
Humana Medicare Advantage $74.09 ↓ -96%
Meridian MMAI (Medicare-Medicaid) $74.09 ↓ -96%
United Healthcare Medicare Advantage $74.09 ↓ -96%
United Healthcare PPO $103.50 ↓ -94%
United Healthcare HMO $103.50 ↓ -94%
Medical Associates Health Plan HMO $105.84 ↓ -94%
Health Partners Open Network Commercial $140.42 ↓ -92%
Wellmark Blue Cross and Blue Shield HMO $145.70 ↓ -91%
Wellmark UPH Self-Funded Commercial $145.70 ↓ -91%
Cigna/Midlands Commercial $149.06 ↓ -91%
Iowa Total Care Managed Medicaid $156.52 ↓ -91%
Amerigroup Managed Medicaid $156.52 ↓ -91%
Aetna HMO $163.51 ↓ -90%
Wellmark Blue Cross and Blue Shield PPO $171.40 ↓ -90%
BC Illinois Community PPO $177.57 ↓ -89%
Aetna PPO $187.65 ↓ -89%
Dean Health Plan HMO $237.36 ↓ -86%
BC Illinois Community Blue Choice $425.34 ↓ -75%
Medica Exchange Inspire Commercial $769.65 ↓ -54%
Medica Exchange Insure Commercial $861.68 ↓ -48%
Quartz Health HMO $1,673.16 ↑ +0%

Visitor-reported prices

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CT neck soft tissue without & w/contrast at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $1,641.90 $157.36 – $2,526.00
MercyOne Genesis Davenport West Medical Center Davenport $1,222.80 $170.40 – $238.57
MercyOne Clinton Medical Center Clinton $2,518.75 $161.52 – $3,875.00
MercyOne Cedar Falls Medical Center Cedar Falls $1,707.55 $165.25 – $2,627.00
MercyOne West Des Moines Medical Center West Des Moines $4,942.00 $165.56 – $4,942.00
MercyOne Des Moines Medical Center Des Moines $1,792.70 $165.56 – $2,758.00
MercyOne Newton Medical Center Newton $1,970.15 $166.03 – $3,031.00
MercyOne North Iowa Medical Center Mason City $1,858.35 $169.72 – $2,859.00

All Iowa hospitals for this procedure →